Health
Insurance Program
- The Federal Employees
Health Benefits
(FEHB) Program is
one of the most
valuable benefits
of Federal employment,
but coverage is
not automatic —
you must select
one of the more
than 100 available
health plans in
order to be covered.
Although you have
60 days to make
your election, it
is to your advantage
to make this election
soon in order to
be covered in case
of accident or illness.
There is no retroactive
coverage of your
expenses prior to
the effective date
of your coverage.
The policy will
begin coverage on
the effective date,
however, and will
cover expenses occuring
on or after that
date, even for conditions
occurring before
that date.
Flexible
Spending Accounts- The Federal
Flexible Spending
Accounts Program
(FSAFeds) allows
you to pay for certain
health and dependent
care expenses with
pre-tax dollars.
You may choose to
make a voluntary
allotment from your
salary to your FSAFEDS
account(s). You
will not pay employment
or income taxes
on your allotments
and your employing
agency also avoids
paying employment
taxes.
Leave
Program
- Most Federal employees
earn both annual
and sick leave .
. . .
Annual Leave is
used for vacations,
rest and relaxation,
and personal business
or emergencies.
New full-time employees
earn 4 hours of
annual leave each
2 week pay period.
When you have 3
years of service
this increases to
6 hours every 2
weeks, and at 15
years it increases
to 8 hours every
2 weeks. Most military
service counts toward
the time required
to go into the next
higher annual leave
category. Most employees
can carry over no
more than 30 days
of annual leave
into the next leave
year. See the annual
leave fact sheet.
Sick Leave is used
for
* personal medical
needs
* care of a family
member
* care of a family
member with a serious
health condition
* adoption related
purposes
Full-time employees
earn 4 hours of
sick leave every
2 weeks. You can
accrue this leave
without limit. See
the
sick leave fact
sheet.
Life
Insurance Program
- The Federal Employees'
Group Life Insurance
Program (FEGLI)
offers:
* Basic Life Insurance
— equal to
your annual basic
pay, rounded to
the next higher
$1,000, plus $2,000.
Plus three types
of optional insurance:
* Option A, Standard
— in the amount
of $10,000.
* Option B, Additional
— in an amount
from one to five
times your annual
basic pay (after
rounding up to the
next $1,000).
* Option C, Family
— provides
coverage for your
spouse and eligible
dependent children.
Long
Term Care Insurance
- The Federal Long
Term Care Insurance
Program (FLTCIP)
provides long term
care insurance for
Federal employees
and their parents,
parents-in-law,
stepparents, spouses,
and adult children.
If you're newly
employed in a position
that conveys eligibility
for FEHB coverage,
you can apply for
long term care insurance,
even if you don't
enroll in the FEHB
Program. Check with
your human resources
office if you are
unsure about your
eligibility.
Request
Your Social Security
Statement
- NOTE: The Statement
does not reflect
any reduction
for the Government
Pension Offset
(GPO) or the Windfall
Elimination Provision
(WEP).
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