Social
Security Disability Insurance (SSDI)
What Makes Your Client Eligible
Your clients may be eligible to receive SSDI if they:
- Have worked in jobs covered by Social Security
- Have a medical condition that meets Social Security's
definition of disability
Disability
The
Benefit Screening Tool (BEST)
Disability
Your client will be considered disabled
under Social Security if he/she cannot do the
work that he/she did before and Social Security
decides that he/she cannot adjust to other work
because of his/her medical condition(s). Your
client's disability must also last or be expected
to last for at least one year or result in death.
Click here for the Social Security
Administration's definition of disability.
Social Security uses a step-by-step process involving the following
five questions:
- Is your
client's condition "severe"?
The disability must prevent your client from conducting substantial gainful
work-related activities for the claim to be considered. If it does not,
your client will not be considered disabled.
- Is your client's condition found
in the list of disabling impairments?
Social Security maintains a list of impairments
for each of the major body systems that are
so severe they automatically mean a person is
disabled. If your client's condition is not
on the list, Social Security will have to decide
if it is of equal severity to one on the list.
If it is, your client will be found disabled.
- Can your client do work he/she
did previously?
If your client's condition is severe, but not
at the same or equal severity as an impairment
on the list maintained by Social Security,
Social
Security must then determine whether it interferes
with your client's ability to do the work he/she
did before the disability.
- Can your client do any other type of work?
If your client cannot do the work he/she did in the past, Social Security
will try to determine if he/she can adjust to other work. Social Security
will consider the following:
- Your client's medical conditions
- Your client's age
- Your client's education
- Your client's past/current work experience and
any transferable skills he/she may have
To receive SSDI, your client's disability must be expected
to last at least one year or result in death.
Your client may receive benefits for a 1-year,
3-year or 7-year period before SSA requests a
disability review of his/her disability determination.
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The Benefit
Eligibility Screening Tool (BEST)
The Social Security Administration has made it easier for your clients
to find out if they are eligible for Social Security benefits. The
Benefit Eligibility Screening Tool (BEST) is a tool your clients can
use to find out if they could be eligible for benefits from any of
the programs Social Security administers.
This tool will give your clients eligibility information
based on answers they provide to the questions on http://best.ssa.gov/index.cfm.
However, it is important to note that BEST is not an
application for benefits and:
- Will not give your clients an estimate of
benefit amounts
- Does not know, or ask for, your client's name
or Social Security number
- Does not access your client's Social Security
records
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