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A Consumer's Guide to Mortgage Settlement Costs. Illustration of a home.

More Information on Settlement Costs and Mortgages

Consumer Handbook on Adjustable Rate Mortgages
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Mortgage Comparison Calculator

Online Mortgage Calculator (on the web site of the Federal Reserve Bank of Atlanta)

Federal Reserve Board’s Publications Fulfillment Office

Washington, DC 20551
(202) 452-3245
(202) 263-4869, TTY


Federal Trade Commission

Cancellation of Private Mortgage Insurance


U.S. Department of Housing and Urban Development

Buying Your Home: Settlement Costs and Helpful Information

HUD-1 Settlement Statement


If you have questions or concerns about your settlement, first contact your lender, settlement agency, or attorney. If you still have questions or complaints, you can contact the federal or state agency that oversees that type of company:

State Banks that Are Members of the Federal Reserve System
Federal Reserve Consumer Help
PO Box 1200
Minneapolis, MN 55480
888-851-1920 (Phone)
877-766-8533 (TTY)
877-888-2520 (Fax)
Email:ConsumerHelp@FederalReserve.gov

www.FederalReserveConsumerHelp.gov

Federally Insured State Nonmember Banks and Savings Banks
Federal Deposit Insurance Corporation
Consumer Response Center
2345 Grand Boulevard, Suite 100
Kansas City, Missouri 64108
(877) 275-3342
www.fdic.gov

National Banks and National Bank-Owned Mortgage Companies
Office of the Comptroller of the Currency
Customer Assistance Group
1301 McKinney Street
Suite 3450
Houston, TX 77010
(800) 613-6743
www.occ.treas.gov

Federally Insured Savings and Loan Institutions and Federally Chartered Savings Banks
Office of Thrift Supervision
Consumer Programs
1700 G Street, NW, 6th Floor
Washington, DC 20552
(800) 842-6929
www.ots.treas.gov

Federal Credit Unions
National Credit Union Administration
Office of Public and Congressional Affairs
1775 Duke Street
Alexandria, VA 22314
(800) 755-1030
(703) 518-6409 (Fax)
www.ncua.gov
For state-chartered credit unions, contact your state’s regulatory agency.

Mortgage Companies and Other Lenders
Federal Trade Commission
Consumer Response Center - 240
600 Pennsylvania Avenue, NW
Washington, DC 20580
(877) FTC-HELP (877-382-4357)
www.ftc.gov

Other Information Sources
Department of Housing and Urban Development
451 7th Street, SW
Washington, DC 20410
800-669-9777
800-927-9275, TTY
www.hud.gov

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A Consumer's Guide to Mortgage Settlement Costs | Settlement costs worksheet