The hearing will consider the history and current status of subprime mortgage lending and non-traditional mortgage loans executed by non-bank financial companies. The hearing will also consider the Federal Trade Commission’s authority and use of its authority to protect consumers from unfair or deceptive lending practices by non-bank entities. The hearing will also examine ways to improve consumer protections in subprime and non-traditional home lending. Senator Dorgan will preside.
Witnesses
Opening Remarks
Panel 1
Ms. Lydia Parnes
Director, Bureau of Consumer Protection
Federal Trade Commission
Mr. Ira Rheingold
Executive Director
National Association of Consumer Advocates
Mr. Bill Himpler
Executive Vice President, Federal Government Affairs
American Financial Services Association
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