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GovLoans.gov - Find the Right Loan For You
 

Housing Loans


Below you will find 18 Housing loan(s). You can get specific information, compare options, or take a short questionnaire to determine your eligibility for each program.
 
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Select All Program Name Program Description
  Basic FHA Loan (Home Mortgage Insurance - HUD/FHA) This program can help individuals buy a single family home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance program... view more
  Combination Mortgage Insurance for Manufactured Home and Lot This program can help you buy a manufactured home and the land for the home. The manufactured home must be your primary residence. While HUD does not lend money directly to buyers to purchase a manufact... view more
  Condominium Unit Purchase (Mortgage Insurance - HUD/FHA) This program can help individuals buy a home in a condominium development that will be their place of residence. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders... view more
  Home and Property Disaster Loans

If you are in a declared disaster area and are the victim of a disaster, you may be eligible for financial assistance from the U.S. Small Business Administration - even if you don't own a business. As a homeowner, renter and/or personal-property o... view more

  Hope for Homeowners

This is a new program for people at risk of losing their home due to default and foreclosure. The program provides new, 30-year, fixed rate mortgages that are insured by the Federal Housing Administration (FHA). Homeowners having difficulty paying... view more

  Indian Home Loan Guarantee Program This grant provides and operates cost-effective, decent, safe and affordable dwellings for lower income families through an authorized local Public Housing Agency (PHA).... view more
  Indian Home Loan Guarantee Program (Section 184) This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed mortgage... view more
  Manufactured Home Loan Insurance (HUD/FHA) The Manufactured Home Loan Insurance program makes reasonable financing possible for purchasing manufactured homes.... view more
  Mortgage Insurance: Purchase of a Cooperative Housing Unit This program can help individuals buy a single family home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance program... view more
  Property Improvement Loan Insurance (HUD/FHA) The Federal Housing Administration (FHA) makes it easier for consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requi... view more
  Rehabilitation Mortgage Insurance (HUD/FHA) This program may help individuals finance the cost of purchasing and rehabilitating their new or existing home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders ... view more
  Rural Housing Loans

Direct and guaranteed loans may be used to buy, build, or improve the applicant's permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain othe... view more

  Rural Housing: Farm Labor Housing Loans and Grants The Farm Labor Housing Loan and Grant program provides capital financing for the development of housing for domestic farm laborers. Farm Labor Housing loans and grants are provided to buy, build, improv... view more
  Rural Housing: Housing Repair Loans and Grants

The Rural Housing Repair Loans and Grants program provides loans and grants to very low-income homeowners to repair, improve, modernize, or to remove health and safety hazards in their rural dwellings. Loans are arranged for up to 20 years at 1% i... view more

  Section 203h Insured Mortgage for Disaster Victims

The Federal Government helps victims in Presidentially designated disaster areas recover by making it easier for them to get mortgages and become homeowners or re-establish themselves as homeowners, through HUDs Section 203(h) program.

... view more
  Section 203k Rehabilitation Mortgage

When a homebuyer wants to purchase a house in need of repair or modernization, the homebuyer usually has to obtain financing first to purchase the dwelling, then additional financing to do the rehabilitation construction, and a permanent mortgage ... view more

  VA - Home Loans - Interest Rate Reduction Refinancing Loan
VA loan guaranties are made to service members, veterans, reservists and certain qualifying unmarried surviving spouses for the refinancing of a VA home loan.... view more
  VA - Home Loans - Specially Adapted Housing Direct Loan
This loan program is a small “companion benefit” to VA’s Specially-Adapted Housing (SAH) Grant program. It’s rarely used, but it’s available if a an SAH-eligible veteran or service member should ne... view more
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