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Program Name
Program Description
Basic FHA Loan (Home Mortgage Insurance - HUD/FHA)
This program can help individuals buy a single family home. While
HUD does not lend money directly to buyers to purchase a home, FHA-approved
lenders make loans through a number of FHA-insurance program... view more
Combination Mortgage Insurance for Manufactured Home and Lot
This program can help you buy a manufactured home and the land for
the home. The manufactured home must be your primary residence. While HUD
does not lend money directly to buyers to purchase a manufact... view more
Condominium Unit Purchase (Mortgage Insurance - HUD/FHA)
This program can help individuals buy a home in a condominium
development that will be their place of residence. While HUD does not lend
money directly to buyers to purchase a home, FHA-approved lenders... view more
Home and Property Disaster Loans
If you are in a declared disaster area and are the victim of a disaster, you may be eligible for financial assistance from the U.S. Small Business Administration - even if you don't own a business. As a homeowner, renter and/or personal-property o... view more
Hope for Homeowners
This is a new program for people at risk of losing their home due to default and foreclosure. The program provides new, 30-year, fixed rate mortgages that are insured by the Federal Housing Administration (FHA). Homeowners having difficulty paying... view more
Indian Home Loan Guarantee Program
This grant provides and operates cost-effective, decent, safe and
affordable dwellings for lower income families through an authorized local
Public Housing Agency (PHA).... view more
Indian Home Loan Guarantee Program (Section 184)
This program provides home ownership opportunities to Native
Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian
Housing Authorities on Indian land, through a guaranteed mortgage... view more
Manufactured Home Loan Insurance (HUD/FHA)
The Manufactured Home Loan Insurance program makes reasonable
financing possible for purchasing manufactured homes.... view more
Mortgage Insurance: Purchase of a Cooperative Housing Unit
This program can help individuals buy a single family home. While
HUD does not lend money directly to buyers to purchase a home, FHA-approved
lenders make loans through a number of FHA-insurance program... view more
Property Improvement Loan Insurance (HUD/FHA)
The Federal Housing Administration (FHA) makes it easier for
consumers to obtain affordable home improvement loans by insuring loans made
by private lenders to improve properties that meet certain requi... view more
Rehabilitation Mortgage Insurance (HUD/FHA)
This program may help individuals finance the cost of purchasing
and rehabilitating their new or existing home. While HUD does not lend money
directly to buyers to purchase a home, FHA-approved lenders ... view more
Rural Housing Loans
Direct and guaranteed loans may be used to buy, build, or improve the applicant's permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain othe... view more
Rural Housing: Farm Labor Housing Loans and Grants
The Farm Labor Housing Loan and Grant program provides capital
financing for the development of housing for domestic farm laborers. Farm
Labor Housing loans and grants are provided to buy, build, improv... view more
Rural Housing: Housing Repair Loans and Grants
The Rural Housing Repair Loans and Grants program provides loans and grants to very low-income homeowners to repair, improve, modernize, or to remove health and safety hazards in their rural dwellings. Loans are arranged for up to 20 years at 1% i... view more
Section 203h Insured Mortgage for Disaster Victims
The Federal Government helps victims in Presidentially designated disaster areas recover by making it easier for them to get mortgages and become homeowners or re-establish themselves as homeowners, through HUDs Section 203(h) program.
... view more
Section 203k Rehabilitation Mortgage
When a homebuyer wants to purchase a house in need of repair or modernization, the homebuyer usually has to obtain financing first to purchase the dwelling, then additional financing to do the rehabilitation construction, and a permanent mortgage ... view more
VA - Home Loans - Interest Rate Reduction Refinancing Loan
VA loan guaranties are made to service members,
veterans, reservists and certain qualifying unmarried surviving spouses for
the refinancing of a VA home loan.... view more
VA - Home Loans - Specially Adapted Housing Direct Loan
This loan program is a small “companion benefit”
to VA’s Specially-Adapted Housing (SAH) Grant program. It’s rarely used, but
it’s available if a an SAH-eligible veteran or service member should ne... view more