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The Score That Matters™

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  • All 3 FICO® scores and credit reports only at myFICO®
  • 90% of the largest U.S. banks use FICO® scores*
  • Learn how the actions you take can change your
    FICO® scores

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Video: Why go with FICO®? (1:59)
See why your FICO® score matters more than generic credit scores

myFICO® Products:

The higher your FICO® credit score, the lower your payments!

See for yourself. Interest rates accurate as of September 19, 2008:

  • FICO® scores are your credit rating
  • They range from 300-850, higher is better
  • Most lenders base approval on them
  • Higher scores mean lower interest rates
  • FICO® scores are calculated based on your rating in five general categories: Components of the FICO® score
    • Payment history - 35%
    • Amounts owed - 30%
    • Length of credit history - 15%
    • New credit - 10%
    • Types of credit used - 10%
  • We’re the inventor of the FICO® score
  • We’re the only site offering all 3 of your FICO® scores
  • The median FICO® score in the U.S. is 723

The FICO® score has become the single most important indicator used by lenders to predict whether you will repay [a loan.]”

– New York Times

Learn the score. If you’re in the market for a mortgage, get your FICO® credit score at myfico.com.”

– Newsweek

The best spot I’ve found on the Internet to check my credit is www.myfico.com.”

– Chicago Tribune

Stop guessing about your credit score. Find out. Go to www.myfico.com.”

– Washington Post

It might be the most important number you don’t understand. The FICO® score is the standard calculation used by mortgage lenders.”

– The Wall Street Journal

FICO® Forums

Ask questions and get answers from the myFICO® community. Take a look at a hot topic:

The 580 or less club
Can anyone post their experiences, bad or good, getting pre-approved for an FHA loan with credit scores 580 and lower.

More topics from FICO® Forums

Also on myFICO®

  • Dispute mistakes on your credit report
    FREE! We can help you write a letter in minutes.
  • FICO® Forums
    FICO® Forums is an educational and oftentimes entertaining platform for people to share their credit knowledge and personal financial experiences with other members of this online community.
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