How Medicare Plans Work
Medigap policies are health insurance policies sold by private insurance companies
to fill "gaps" in Original Medicare Plan coverage. In general, with a Medigap policy:
- You get help paying for some of the health care costs that the Original Medicare Plan doesnt cover.
- You also get benefits not covered by Original Medicare, like emergency health care outside the United States.
- You pay a monthly premium to the private health insurance company that sells you the policy. Medicare and
the Medigap policy both pay their shares of covered health care costs.