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FERS Election Opportunities, What's Best For You?

You have the chance to choose your retirement plan. Should you keep your current retirement coverage or should you choose to be covered by FERS? Depending on what the future holds for you, this decision can make a difference in how early you are able to retire from the Federal government and how much retirement income you will have. All of the information you need to make your decision is here!
Satellite Broadcasts
Benefits personnel and employees eligible to transfer -- these broadcasts are for you! Participate in discussions regarding FERS elections and receive a tour of this web site -- all in a live, interactive format.
Quick Decision
So -- even though the FERS Transfer Handbook has been conveniently provided to you online, you don't plan on reading it (even though you should)! You don't want to spend a lot of time considering this decision and you think your choice is pretty clear. Here are some situations where you might be right.
FERS Transfer Handbook Online
This Handbook provides you with enough information to decide which retirement plan will serve you best. CSRS, CSRS Offset, and FERS are explained in detail. If you are a member of a special employee group including Law Enforcement and Firefighting Personnel, Air Traffic Controllers, or Military Reserve Technicians there are specific sections written just for you. The information within this Handbook is so important that you will find a FERS Transfer Handbook Quick Menu (as shown below) throughout this web site. If at any time you would like to explore a section of the Handbook, highlight that section of the quick menu and click on the Go button.

FERS Transfer Model
Download this program and plug in your own data to generate comparisons of projected benefits under CSRS and FERS.
Frequently Asked Questions (FAQ)
Find answers to commonly asked questions regarding FERS election opportunities.
Employee Resources
Don't listen to gossip! Get the facts on common FERS transfer rumors. Read OPM's retirement fact sheets. Browse benefits-related links. And if you decide to transfer to FERS, find out how to do it -- all in this section.
Benefits Personnel
Find resources to assist employees with their transfer decisions as well as help in administering transfer elections.



Updated 23 August 1999