The FERS Transfer Model has been provided to serve those employees who will feel more confident in their decision after calculating a benefits comparison. The Model will work with information you provide concerning your work history and career expectations to generate a comparison of retirement benefits under CSRS and FERS.

However, it is important to remember that these projections are based on future assumptions. If any of these assumptions such as future earnings, future TSP returns, or Social Security expectations, proves not to have been accurate -- the accuracy of the benefits projections are equally less reliable.

In interpreting your output, pay closer attention to the differences between the CSRS and FERS projections, rather than the actual numbers generated. It is important to stress that this program is intended as a comparison tool.

Version 2.0

The current version of the FERS Transfer Model is Version 2.0. The computations have been refined and the report has been expanded to provide more explanation. We recommend you replace any previous version of the Model that you have with this version. If benefits projections are an important part of your decision, you can rerun them with this version so that you can make a decision on the basis of more precise information.

Read the new Benefits Administration Letter which provides updated information on the Model, as well as help in interpreting your results. [PDF format] [Word Perfect 5.1 format]

Using the FERS Transfer Model

The FERS Transfer Model User's Guide will guide you through the steps of the Model. You can view this document now through your browser by clicking on the link above. You may also print the User's Guide so you can view it later.

There is also a list of frequently asked questions about the FERS Transfer Model.

Downloading the FERS Transfer Model

There are Windows 3.1 and Windows 95 versions of the Model.

When you click on the download link your computer will begin installing the Model on your computer. Follow your screen prompts to complete the Model's installation.

Note: if you have installed a previous version of the Model, you should delete that version.

Windows 3.1 - The directory into which the Model has been installed (default directory is "transfer") will be displayed on your screen. Next click on the "transfer" icon to run the Model.

Windows 95 - After the Model has been installed there will be a "CSRS to FERS" option on your "Start Menu."

• Download the Windows 3.1 FERS Transfer Model, Version 2.0 (1.6 meg file)

• Download the Windows 95 FERS Transfer Model, Version 2.0 (2.8 meg file)

If you have problems using the Model you may ask your questions using any one of the following options:

• E-Mail: fersmodl@opm.gov
• Fax: (301) 881-5488
• Phone: (301) 984-3770, x103