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Electronic Publications
These electronic publications provide access to a wide variety of consumer related information. They can be read, but are not available for ordering from FCIC.

Cars - Computers - Education - Employment - Español - Family - Federal Programs
Food - Health - Housing - Money - Small Business - Travel - And more...
(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

Air Bags & On-Off Switches - Discusses when using air bags is unsafe and specific steps to take to reduce the risk. Describes on-off switches and who should consider installing them. Includes the required form to request an on-off switch.

Automotive & Home Inspection and Safety Guide - Comprehensive safety checklists for your car and home. Includes helpful tips and where to call for more safety and other consumer information.

Child Transportation Safety Tips - This illustrated guide provides nine tips on how to protect your baby, what type of safety seat to use, how to secure a safety seat, and air bag safety. (PDF file)

Collecting Used Oil for Recycling/Reuse - Contains tips on changing your own motor oil and explains why recycling oil helps the environment and saves energy.

Consumer Tire Guide - Learn how to check for proper air pressure and signs of uneven wear; how and why to rotate your tires; special care in cold weather, and more.

Finding the Best Used Car - Covers what to look for on the test drive, warning signs of hidden damage, and how to verify the car's history. (PDF file)

'Gas-Saving' Products: Fact or Fuelishness? - When gasoline prices rise, consumers often look for ways to improve fuel efficiency. Although there are practical steps you can take to increase gas mileage, the Federal Trade Commission warns you to be wary of any gas-saving claims for automotive devices or oil and gas additives. Even for the few gas-saving products that have been found to work, the savings have been small.

Gas-Saving Products: Fact or Fuelishness? - Avoid fraudulent "gas-saving" advertising claims and get better gas mileage. (PDF file)

How to Find Your Way Under the Hood & Around the Car - Instructions for 14 preventive maintenance services you can perform on your car.

Keys to Vehicle Leasing - Learn the difference between leasing and buying a car. Explains required information on a lease agreement, as well as your rights and responsibilities.

Primer On Gasoline Prices - How prices are determined, what causes them to fluctuate, and why they differ according to region.

U.S. Government Auto Auctions - Learn about the General Services Administration (GSA) Auto Auctions program and use the handy checklist to buy a quality car at a great price. (PDF file)

Underhood Tips to Help You Keep Your Cool - Your vehicle's air conditioning system probably contains Freon, which is no longer produced. Here are tips on how to maintain your a/c system and what to consider to convert your system to a non-Freon alternative.

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(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

Dot Cons - Find out about the top ten online scams, how you can protect yourself, and tips for surfing the Internet without getting swindled. (PDF file)

Get Net Safe - Offers some easy ways to help keep you, your computer, and your family safer when you go online. (PDF file)

Internet Fraud: How to Avoid Internet Investment Scams - Questions to ask about online investment opportunities, tips on the warning signs of fraud, and what to do if you run into problems.

Making the Connection: How to Go Online - Explains how to get online and choose the best Internet service provider.

Online Security & Safety Tips - Outlines three important steps you can take to protect your computer and your personal information, with additional tips and resources to consult for more information.

Shop Safely Online - Is it really safe? Here are the facts about buying over the Internet and how to protect yourself.

Site-Seeing on the Internet - How to navigate the Internet, learn the local customs and lingo, and know what to avoid during your travels.

You've Got Spam: How to "Can" Unwanted E-mail - Find out how marketers get your e-mail address, how to reduce the amount of spam you receive, what to do with the spam in your inbox, and how to avoid scams. (PDF file)

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(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

All About Direct Loans - Discusses four types of direct student education loans, how much you can borrow, how to apply, how you'll be paid, repayment, and more.

Educational Poster on Water Pollution - This 17" x 11" poster explains where our drinking water comes from, potential threats to the safety of our water, and what is being done to protect it. (PDF file)

Financial Planning for College - Strategies to help you plan for tuition and fees, along with helpful charts for estimating future costs.

GED Information Bulletin - Explains the content of the GED tests, how to prepare for them, and how to get more information. (PDF file)

Interactive Guide to Protecting America's Drinking Water (CD) - This CD-ROM shows how our drinking water resources are under siege from nature and our activities at home, work, and play. Gives tips on conserving water, using pesticides wisely, and recycling water for further use.

Learning Partners - Activities to help your child learn reading, math, science, history, writing, and more.

Nontraditional Education: Alternative Ways to Earn Your Credentials - Get high school or college credit through the GED program, the National External Diploma program, correspondence and distance study, and standardized tests.

Preparing Your Child for College: Resource Book for Parents - work sheets and checklists to help plan for college academically and financially.

Student Guide to Evaluating Information Technology on Campus - Questions to ask prospective colleges about information technology, including availability, connectivity, fees and expenses, and coursework requirements. (PDF file)

Think College? Me? Now? A Handbook for Students in Middle School and Junior High - The best time to start preparing for college is in the seventh and eighth grades. Learn about the benefits of planning ahead for college. (PDF file)

Walk on the Wild Side: Explore Your Public Lands Activity Book - Go wild with fun activities designed to help children in grades 3-5 learn more about the fish, wildlife, and plants that inhabit America’s public lands.

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(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

Careers: Conserving the Nature of America - (PDF file)

Changing Your Job - Find out if your current job is right for you, what to do when you look for a new job, and what happens to your benefits when you change jobs. (PDF file)

Employee's Guide to Health Benefits Under COBRA - How to keep or buy coverage for yourself and family after a job loss, reduced work hours, divorce, or death. (PDF file)

Employment Interviewing - Gives useful advice on what to do before, during, and after a job interview. Includes tips about job fairs. (PDF file)

Getting Back to Work - Provides useful information on how to successfully re-enter the workforce. (PDF file)

Help Wanted--Finding a Job - Describes both private companies and government agencies that offer help in finding a job. Lists precautions to take when contacting an employment service firm. (PDF file)

High Earning Workers Who Don't Have a Bachelor's Degree - Identifies 50 occupations requiring less than a bachelor's degree. (PDF file)

Job Outlook in Brief, 2002- 2012 - Here's the forecast on job opportunities and what will be the most sought- after skills. (PDF file)

Long-Term Disability Income Insurance - Outlines features and costs, with tips and a checklist on buying the policy that's right for you. (PDF file)

OSHA: Employee Workplace Rights - What to do if you question the safety of, or hazards in your workplace. Lists addresses and phone numbers for more information. (PDF file)

Pension and Health Care Coverage... Questions & Answers for Dislocated Workers - Explains what happens to your health and pension benefits if you lose your job or your hours are reduced below full-time. (PDF file)

Tomorrow's Jobs - Discusses changes and trends in the economy, labor force, occupational growth, education and training requirements, and more.

Work-at-Home Schemes - Covers classic schemes, must-ask questions, and where to complain.

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(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

¿Está enfermo uno desus hijos? (Got a Sick Kid?) - Siga estos consejos cuando esté dando medicamentos a sus hijos, y haga uso del itinerario recomendado de vacunas para protegerlos contra 12 enfermedades infantiles graves. (PDF file)

66 Maneras de Ahorrar Dinero (66 Ways to Save Money) - Maneras prácticas de reducir sus gastos en transporte, seguro, actividades bancarias, crédito, vivienda, servicios públicos, alimentos y más. (PDF file)

Las tarjetas prepagadas:Wue son y para que se usan (Prepaid Cards: What They Are, How They Work) - Explica estos alternativas al efectivo, incluyendo cómo conseguir uno, cuánto cuestan, qué hacer si se pierden o se roban. En inglés y español. (PDF file)

Protejase de los cargos por cheques rebotados y sobregiros (Protecting Yourself from Overdraft and Bounced Check Fees) - Descubra cuánto saldo descubierto y honorarios despedidos del cheque pueden costarle y aprender cómo evitar estos honorarios.

Pruebas de Papanicolaou (Pap Tests) - Protéjase del cáncer del cuello del útero haciéndose una prueba de Papanicolaou. Aprenda cuándo debe hacérsela, cómo debe prepararse y más. (PDF file)

Seguridad se los Alimentos Para Personas de edad Avanzada (Food Safety for Seniors) - (PDF file)

Virus del papiloma humano (VPH) (HPV - Fact Sheet) - (PDF file)

When is a Check not a Check? - Los comerciantes pueden ahora utilizar la información de sus cheques para retirar el dinero directamente de su cuenta bancaria. Aprenda sobre las sus derechas cuando viene a la conversión electrónica del cheque y qué a hacer si usted tiene un problema.

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(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

Black Family Research: Records of Post-Civil War Federal Agencies at the National Archives - Fill in the gaps in your family’s history--learn how to access information on marriages, births, deaths, occupations, places of residence, and other family-related matters in the post-Civil War era.

Breast Milk or Formula: Making the Right Choice - Every parent wants to give their newborn baby the best. But which is best for your baby: breast milk or formula? Use this booklet to learn the facts about breast-feeding and its benefits.

Caring for an Aging Loved One - How to determine the best care for an older family member. Helpful advice on living arrangements, care options, legal aspects, adjustment strategies, additional resources, and more. (PDF file)

Childproofing Your Home - Use this guide to learn about 12 safety devices for your home and how they can protect your child.

Citizens' Preparedness Guide - This helpful guide explains simple, but vital, steps you can take to prepare and protect yourself and your family in many different situations. (PDF file)

Crime Prevention in the Information Age - This kit includes a 12-month calendar and an extensive series of useful warnings about fraud and crime. (PDF file)

Danger in the Home - Use this handy checklist to detect potential hazards to children and how to make your home a safer place.

Ear Infections and Language Development - Learn about symptoms and treatments, as well as signs of possible hearing damage. Track your child’s progress with the language development worksheet. (PDF file)

Fun Play, Safe Play - Discover the importance of play in your child’s learning and development. Suggests toys for different ages.

Got a Sick Kid? - Follow these tips whenever giving medication, and use the recommended vaccine schedule to protect against 12 major childhood diseases. (PDF file)

Grandparents' Guide to Family Nurturing and Safety - Practical grandparenting tips from Dr. T. Berry Brazelton. Includes a pullout safety checklist for infants, toddlers, and preschoolers.

Growing Up Drug Free - Outlines what parents should know and can do to prevent or stop drug abuse, including alcohol and tobacco, at each age level.

Handbook on Child Support Enforcement - A "how to" guide for getting the payments owed to you and your children. Lists state and federal offices to contact for more information. (PDF file)

Help Your Child Improve in Test-Taking - Simple techniques to help children at all grade levels avoid "test anxiety" and prepare for various types of tests.

Help Yourself to a Healthy Home: Protect Your Children's Health - Find out about potentially harmful products and how to make your home a healthier place. (PDF file)

Helping Children Cope With Disaster - Environmental disasters can be overwhelming for children. Includes common reactions by age group, useful tips on what to expect, and how to help your child adjust.

Helping Your Child Become a Reader - Help children gain the skills they need to become good readers. Here are ways to turn everyday activities into learning experiences for infants to 6-year old children.

Helping Your Child Learn Geography - Teach 5-10 year old children geography in ways that are challenging and fun.

Helping Your Child Learn Math - The tips provided in this book will help you explore math concepts with your children and make it a fun experience. All the activities use easy-to-find material, relate math to everyday life, and can be done in the home, at the store, while traveling or just for the fun of it.

Helping Your Child Succeed in School - 15 fun activities to do with your children (ages 5-11) to help expand their imagination, obey, organize, help others, and much more.

Helping Your Child Understand Money - Tips on teaching your child how to save money, set goals, and learn about earning money. (PDF file)

Helping Your Overweight Child - If you are the parent of an overweight child, or are concerned about your child's eating habits, this guide can help put your family on the path to good nutrition and health.

Home Playground Safety Checklist - Use this handy checklist to make sure your home playground is safe for your kids.

How to Give Medicine to Children - You’ve tried everything from being an airplane to a choo-choo train--and nothing works. Here’s some help. Learn about avoiding drug interactions, measuring correct doses and more.

How to Make Adoption an Affordable Option - Explains the adoption process, myths, state laws, terminology, time frames, expenses, and more. Includes a resource guide and checklist.

Kids Aren't Just Small Adults - Important information about giving nonprescription medicine to your child.

Kids' Vaccinations Get a Little Easier - Some vaccinations are now combined to make immunization faster, easier, and for kids, a little more bearable Learn what they are and how they work to keep your child healthy Includes a vaccination schedule.

Kids, Cash, Plastic, and You - Tips and activities to teach young children about budgeting, handling an allowance, and how to make saving and spending decisions. (PDF file)

Learning Activities for the Growth Season - A 7-week schedule listing daily, fun learning activities for elementary age children. Poster.

Learning Disabilities - Explains the differences between learning problems and disabilities. Chart shows language and reasoning skills to watch for at different ages and more.

Mr. Plug's Fun Book, Kindergarten through Third Grade - Fun-filled coloring book with activities and games to help teach children about electrical safety. (PDF file)

Mr. Plug's Fun Book, Pre- Kindergarten - Coloring activity book geared towards preschoolers to teach them about electrical safety. (PDF file)

Museums and Learning: A Guide for Family Visits - How to make museum visits enjoyable learning experiences for your 4-12 year olds. Includes activities for children and families to do before, during, and after the visit.

Parents' Guide to the Internet - Information on equipment and software, costs, surfing the Internet, getting e-mail, and protecting your privacy. Lists interesting and fun online resources for parents and children.

Planning for Your Child or Other Dependent with Special Needs - Learn about setting up a legal guardian and planning for your child’s financial, medical, and educational needs.

Protecting Your Child - It’s a parent’s worst nightmare--a child lost or missing. Use this guide to teach your children about avoiding potential harm in person and in cyberspace.

Social Security Numbers for Children - When you have a baby, one of the things that should be on your to do list is getting a Social Security number for your baby.

Use Your Head...Always Wear a Bike Helmet - Did you know that helmets can reduce the risk of head injury by 85%? This booklet includes guidelines on proper use, fit, and developing the "helmet habit."

Your Child's First Day At School - Tips on how to prepare your child for preschool or kindergarten, with a checklist to help determine if your child is ready to start.

Your Family Disaster Supply Kit - Lists kinds of food, first aid supplies, tools, and other items you should stock for an emergency.

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Federal Programs
(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

2005-2007 US Government TTY Directory - How to use the Federal Relay Service, with a listing of federal agencies and Congressional offices with text telephone (TTY) devices. (PDF file)

About...Social Security - Explains the facts about social security benefits.

Can I Get Free Land from BLM? - Describes the Bureau of Land Management's program to sell excess undeveloped public land and why there is no more available for homesteading.

Choosing a Hospital: A Guide for People With Medicare - Tips on choosing the best possible facility when you or a family member needs hospital care. (PDF file)

Facts About Medicare's New Preventive Benefits - Learn more about coverage for cardiovascular and diabetes screenings, and a free one-time physical exam for new Medicare enrollees. (PDF file)

For Public Sale! Used Federal Government Personal Property - Learn how to find and buy everything from construction vehicles to cameras, computers, jewelry and recreational gear. This is your guide to the types of items, how they are sold, payment options, and web sites and phone numbers for more information. (PDF file)

For Public Sale! Used Federal Government Personal Property - Describes used equipment and industrial items sold by the government, how they are sold, and where to call for more information. (PDF file)

Future of Social Security - Find out more about today’s Social Security system so you can help shape the system of tomorrow.

Guide to Federal Government Sales - Explains how to buy homes, cars, and other property from 20 federal sales programs. (PDF file)

Guide to Health Insurance for People With Medicare - Fill in gaps in Medicare coverage and avoid paying for duplicate benefits. (PDF file)

It's Your Drinking Water: Get to Know it and Protect it! - You have a right to know what's in your drinking water and a role to play in your water's protection. Learn how you can become informed and involved. (PDF file)

Medicare & You - Here are detailed facts about your Medicare benefits and the health plan options available to you. Includes a telephone directory of contacts and a worksheet for comparing Medicare health plans. (PDF file)

Medicare and Home Health Care - Outlines the home health care benefit, who is eligible, how to find an approved home health agency, and more. (PDF file)

Medicare and Other Health Benefits: Your Guide to Who Pays First - Determine whether Medicare or your other insurance pays first when you receive health care. (PDF file)

Medicare and Your Mental Health Benefits - Learn what mental health care coverage you have under Medicare. (PDF file)

Medicare Hospice Benefits - Hospice care is a special type of care for terminally ill patients. Tips on how to find a hospice program and where to get more information. (PDF file)

Medicare Preventive Services...To Help Keep You Healthy - Use this guide to lower your risk of cancer, flu, pneumonia, diabetes, and other illnesses. (PDF file)

Medicare Worksheet for Comparing Medicare Health Plans - Check off these easy-to-follow points to find the best health plan for your needs. (PDF file)

Medicare: Protecting Your Personal Information and Yourself from Identity Theft and Fraud - Describes the "Medicare- Approved" seal, and covers what information you should share and under what circumstances. (PDF file)

Protecting Medicare and You from Fraud - Learn how to spot warning signs of fraud and how to report errors and concerns. (PDF file)

Selective Service System: Information for Registrants - Explains responsibilities, rights and obligations, induction, claims, and the appeals process. (PDF file)

Show Someone You Love How Much You Care - Provides information on extra help with Medicare prescription drug costs available to some people with limited income and resources. Provides a worksheet to help complete an application for this benefit. (PDF file)

Social Security: Basic Facts - Describes the different kinds of Social Security benefits, who receives them, and how they're financed. (PDF file)

Social Security: Understanding the Benefits - Provides details on retirement, disability, survivor's benefits, Medicare coverage, Supplemental Security Income, and more. (PDF file)

Social Security: What Every Woman Should Know - Discusses how a woman's benefits may be affected by disability, divorce, widowhood, retirement, or other special circumstances. (PDF file)

Time to Register: Selective Service & You - Covers who must register, when, where, and how.

U.S. Real Property Sales List - Lists government real estate properties that are sold by auction or sealed bid and explains how to get more information.

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(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

Action Guide for Healthy Eating - Easy ways to include more low fat, high-fiber foods in your diet.

Are Bioengineered Foods Safe? - Get the facts on what bioengineering is, how it affects humans, and what the FDA is doing to regulate the industry.

Bulking Up Fiber's Healthful Reputation - Create your own high fiber diet and help reduce your risk of certain cancers, digestive disorders, and other ailments.

Can Your Kitchen Pass the Food Safety Test? - Take the 10-point quiz on food storage, handling, and cooking to protect your family from food-borne illnesses.

Consumer's Guide to Fats - Learn about the different kinds and what effect they have on your cholesterol level.

Critical Steps Toward Safer Seafood - Discusses how the FDA helps keep seafood safe and gives tips on safe food handling practices and selecting wholesome seafood.

Eat Right to Help Lower Your High Blood Pressure - Lists menu ideas and recipes to help you control your weight and high blood pressure. (PDF file)

Fabulous Fruits...Versatile Vegetables - You need 5 to 9 daily servings of fruits and vegetables. Get tips on new ways to serve them, the importance of variety, and how to make eating fruits and vegetables fun and convenient. (PDF file)

Fight BAC™: Four Simple Steps to Food Safety - Advice on how to handle food safely so you, your family, and friends don't become ill.

Finding Your Way to a Healthier You - Use the dietary guidelines to help make smart food choices, be more active physically, and get the most nutrition out of your calories.

Food Allergies: When Food Becomes the Enemy - Find out more about food allergies, what causes them, how to manage them, and more.

Fruits & Vegetables: Eating Your Way to 5 A Day - Eating fruits and vegetables can reduce the risk of heart disease and cancer. Gives ideas to help you meet the 5 A Day goal.

Get on the Grain Train - Get the facts on the important role grains play in your diet--their benefits, different types, how many servings you need, what counts as a serving, and more. (PDF file)

Growing Older, Eating Better - Discusses the causes of poor nutrition and how it can be improved.

How Much Are You Eating? - Use the helpful charts to determine how much you need each day from each food group and to compare what you eat with what is recommended so that you don’t overeat. (PDF file)

Irradiation: A Safe Measure for Safer Food - Learn how irradiation helps control foodborne illnesses without making food radioactive.

Keep Your Food Safe - Provides tips on the safe handling, cooking and storage of food in order to avoid food-borne illness.

Let's Talk Turkey - Tips on how to safely defrost and roast a turkey, as well as store and reheat leftovers.

Listeriosis and Food Safety Tips - Eating foods with the listeria bacteria can seriously affect pregnant women, newborns, and older adults. Learn about this illness, its symptoms, and how you can prevent it. (PDF file)

Pesticides and Food: What You and Your Family Need to Know - Learn how pesticides affect different members of your family and what steps you can take to limit your exposure. (PDF file)

Pesticides and Food: What You and Your Family Need to Know - Certain levels of exposure to pesticides can cause health problems, especially in infants and children. Here is the information you need to keep you and your family safe. (PDF file)

Pinch of Controversy Shakes Up Dietary Salt - Discusses the effects of hidden salt in your diet and gives tips on reducing salt intake to prevent the risk of high blood pressure.

Preventing Food- Borne Illness - Tips on handling food safely. Use the storage guidelines chart to know when to throw away leftovers.

Recipes and Tips for Healthy, Thrifty Meals - How to create healthy and budget-friendly meals—with tips on planning meals, a sample 2-week menu, and 40 great recipes. (PDF file)

Safer Eggs: Laying the Groundwork - Discusses the benefits of eggs as well as new farm-to-table safety measures.

Snack Smart for Healthy Teeth - Tips on choosing the right snacks to prevent tooth decay and promote healthy eating, with a list of suggested items from the five basic food groups.

Sugar Substitutes: Americans Opt for Sweetness and Lite - A sweet tooth can sabotage your effort to cut calories. Use this guide to find out how low-calorie sugar substitutes can fit into your diet.

Thermy™: Use a Food Thermometer - Get the right thermometer and use this handy temperature chart for safe, delicious food.

To Your Health! Food Safety for Seniors - Covers the basic rules of safe food preparation, including a list of foods not recommended for those over 65. (PDF file)

Where Do Your Favorite Foods Fit? - How to follow the Food Guide Pyramid and fit the foods you like to eat-- such as pizza, fast foods, and mixed dishes--into a healthy diet. (PDF file)

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(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

Alzheimer's Disease - is a group of diseases that lead to the loss of mental and physical functions. Learn how Alzheimer's is diagnosed, possible causes, and current treatments.

An Aspirin a Day...Just Another Cliche? - Read about the benefits of aspirin in preventing cardiovascular disease and if taking it is right for you.

Anxiety Disorders - Lists treatments available and resources to contact for more information on panic phobias, stress, obsessive-compulsive, and other disorders.

Anxiety- -Fact Sheet - Describes different types of anxiety disorders and what you can do if you recognize these symptoms in yourself or a loved one. (PDF file)

Arthritis: Timely Treatments for an Ageless Disease - This guide explains the types of arthritis, new treatments available, unproven remedies to guard against, and more.

Aspirin for Reducing Your Risk of Heart Attack and Stroke - It can have significant benefits and serious side effects--get the facts and speak to a health professional first.

Atopic Dermatitis - Find out more about the symptoms and treatments for this disease, which causes extremely itchy, inflamed skin. (PDF file)

Attention Deficit Hyperactivity Disorder - Discusses symptoms, causes, diagnosis, and treatments of this disorder which affects many children and young people. (PDF file)

Basik Lasik - Find out about Lasik eye surgery, who is a good candidate, possible risks and complications, and more. (PDF file)

Be An Active Member of Your Health Care Team - Tips to protect yourself and get the most benefit from prescription and over-the-counter drugs. Includes a list of questions to ask your doctor, nurse, or pharmacist.

Being A Blood Donor - Explains who can donate, the screening processes for both donors and the blood supply, and the benefits of donating blood.

Being Healthy - Examples and tips on getting exercise, following the dietary guidelines for good nutrition, and choosing and working with physicians to keep yourself healthy and fit. (PDF file)

Bipolar Disorder (Manic- Depressive Illness) - Learn signs and symptoms, available treatments, and how to get help.

Birth Control Guide: Medicines to Help You - Today’s women face an array of options for preventing pregnancy. This guide describes 19 different methods and discusses the pros and cons of each. (PDF file)

Bone Marrow Transplants Come of Age - Bone marrow transplants save patients from deadly diseases. Learn about the types of transplants, the transplant process, post transplant recovery, and donating bone marrow.

Boning Up on Osteoporosis - You can lose bone mass without warning. Learn the risk factors, diagnosis, and treatment options for preventing, minimizing, and even building back bone mass.

Bottled Water Basics - Not all bottled water is the same. Get tips on how to choose it based on the type of water and the source, taste considerations, and more. (PDF file)

Brain Attack: A Look at Stroke Prevention and Treatment - Discusses risk factors for stroke, how to identify symptoms, treatments available for different types of stroke, and how to prevent a recurrence.

Breast Cancer and Mammograms - Describes who is at risk for breast cancer, what you can do, and how a mammogram can help.

Breast Cancer: Better Treatments Save More Lives - Find out about improved diagnostic techniques, the stages of breast cancer, and new treatments and drugs that are available.

Breathing Better - Control your asthma with an action plan to recognize your triggers, track your symptoms, monitor your breathing and know when to take medication.

Buying Drugs Online -- Fact Sheet - Online drug stores let you shop for medicine from your computer. There can also be problems with shopping online. Make sure you know the facts before you buy. (PDF file)

Buying Medicine? Help Protect Yourself Against Tampering -

Buying Prescription Medicines Online: A Consumer Safety Guide - Here's a helpful list of do's and don’ts when shopping for medications over the Internet.

Cataract in Adults - Cataract is a normal part of aging vision, but if it makes routine tasks too difficult, you may need surgery. Learn more about symptoms and treatments.

Clearing Up Cosmetic Confusion - Gives you the facts on cosmetic terms as well as advice on how to protect yourself from makeup misuse.

Colds & Flu - This useful guide discusses cold and flu symptoms, how to treat them, and what you can do to avoid getting sick.

Coping with Arthritis in Its Many Forms - Describes symptoms and treatments for the 7 most common types of arthritis, and how to avoid being a target for fraudulent "cures."

Cosmetic Laser Surgery: A High-Tech Weapon in the Fight Against Aging Skin - Explains how laser surgery can help remove facial wrinkles and lines, how to tell if it's right for you, the risks, and more.

Depression & Suicide Facts for Older Adults - More than 2 million of the 34 million Americans age 65 and older suffer from some form of depression. This publication will help you learn more.

Diabetes Demands a Triad of Treatments - This pamphlet explores the different treatments for diabetes and how they can improve diabetics' lives.

Dieter's Brews Make Tea Time a Dangerous Affair - Many dieter's teas contain stimulant laxatives, which can cause serious side effects. Learn how to check labels and recognize dangerous symptoms.

Directory of Mental Health Resources -

Do I Have Arthritis? - Read about common signs of arthritis and how medications and exercise can help. (PDF file)

Do I Have Lupus? - Lupus is a disease in which the immune system attacks the body's healthy cells and tissues. Learn about the three main types, their symptoms, who is affected and how lupus is diagnosed and treated. (PDF file)

Do You Know the Health Risks of Being Overweight? - Being overweight increases your chances of developing serious health problems, like heart disease, diabetes, or cancer. This guide can help you lose weight safely and develop a healthier lifestyle.

Don't Lose Sight of Glaucoma - If you notice your side vision failing, you may have glaucoma. Here are some facts on who is at risk, how it is detected and what treatments are available.

Eat 5 Fruits and Vegetables a Day -

Eating Disorders - Recognize the symptoms of different eating disorders, who is most likely to be affected, and various treatment options. (PDF file)

Emerging Trends in Medical Device Technology: Home Is Where the Heart Monitor Is - Learn about the latest home monitoring systems and how they transmit data to your health care provider, the future of these systems, home healthcare issues, and more.

Exercise and Your Heart - Learn how to start a new exercise program, how to pace yourself, and effective ways to avoid injuries.

Facts About Post-Traumatic Stress Disorder -

FDA Consumer - Get the latest medical news with a 6-issue subscription to this publication.

FDA Sets Higher Standards For Mammography - This guide gives you the facts on mammography facility standards and how to find a certified facility.

FDA's Tips for Taking Medicines - Tips to protect yourself from prescription and OTC drugs that may react in strange ways to each other, certain foods, alcohol, etc.

Fever Blisters & Canker Sores - Explains causes, treatments, and research on these mouth infections.

Fighting Antibiotic Resistance - Explains what you can do to reduce resistance and why it is important for better health in the long run.

Filtration Facts - Learn about the different types of home water filters available, including pitchers, faucet filters, and freestanding units. Provides general information on cost, maintenance, and performance. (PDF file)

From Test Tube to Patient - Learn about the drug development process from test tube to medicine cabinet—how FDA balances benefits and risks, drug labeling, generic drugs, reducing medication errors, and the roles of consumers.

Full-Body CT Scans - Basic facts and points to consider when deciding to have a whole body CT screening exam, either for diagnostic or preventive measures.

Getting Information From FDA - Learn more about the Food and Drug Administration (FDA), what it does, and what information it can give you.

Getting Rid of Yeast Infections - There are a variety of drugs available to fight yeast infections. Learn more about this condition.

Getting Treatment for Panic Disorder - Do you have episodes of intense, disabling fear? Learn when you need help and what treatment options are available. (PDF file)

Greater Access to Generic Drugs - What the FDA is doing to make generic drugs more available, and why that's good news for consumers.

Guide to Contraceptive Choices - Compares 13 methods of birth control according to effectiveness, health risks, availability, convenience, and how well they protect you from sexually transmitted diseases.

Guide to Health Insurance - Get answers to the most frequently asked questions and compare services and costs using the checklist in this guide. (PDF file)

Handout on Health: Osteoarthritis - Discusses symptoms, treatments, and helpful exercises for the most common type of arthritis. (PDF file)

Healthy Heart Handbook for Women - Information on the seven major risk factors for heart disease and six self-help strategies to beat it. Includes a food guide, recipes, and a resouce list.

Hepatitis C - Hepatitis C is a serious blood-borne infection and affects about 4 million Americans. Learn how this and other types of hepatitis are spread, diagnosed, and treated.

Homeopathy: Real Medicine or Empty Promises? - Learn about this method of treating disease, including its history, current practices, and how it's regulated.

How Folate Can Help Prevent Birth Defects - When and how to get enough folic acid in your diet.

How to Hold Your Own Against Colds and Flu - Get the facts on lowering your chance of infection, treating difficult cold and flu symptoms, and when to see a doctor.

How to Keep Your Heart Healthy - Every year, more than 1 million people have heart attacks. Learn to recognize heart attack symptoms and make lifestyle changes to reduce your risk.

How to Spot Health Fraud - That “miracle cure” could empty your pockets and harm your health. Here's useful tips on how to read labels and spot warning signs.

How Well Are You Sleeping? - Discusses the causes and treatments for the most common sleep problems – insomnia, excessive daytime sleepiness, snoring, and sleep apnea – and gives tips on how to get better sleep.

I Saved $3,600 on Drug costs! You can too! - (PDF file)

Interacciones di Medicamentos: Lo Que Usted Debe Saber (Drug Interactions: What You Should Know) - (PDF file)

It's Quittin' Time - Describes the benefits and side effects of five stop-smoking aids: the anti- smoking pill, nasal spray, inhaler, nicotine patch and gum. Gives suggestions on creating a plan to stop smoking and more.

Keep Active - How older people can use exercise and sports to help lower the risk of common diseases, relieve arthritis pain, and recover faster from illness. Includes an activity log to track progress and lists tips to prevent injury.

Keeping an Eye on Contact Lenses - Describes the different types of contact lenses available, proper care, safety concerns, and potential problems.

Know When Antibiotics Work - Answers common questions about antibiotics, including when they won't help and why to be careful about their use. (PDF file)

Laser Eye Surgery: Is It Worth Looking Into? - Can the new surgical techniques get rid of your glasses and contacts forever? Find out if you're a good candidate and what risks are involved.

Let's Talk About Depression - Helps teenagers learn the symptoms of depression and where to get help. (PDF file)

Losing Weight: More Than Counting Calories - Use this guide to learn whether you’re overweight, develop healthier eating habits, increase your physical activity, and create a successful weight loss plan.

Lupus - Discover more about lupus, including warning signs and available treatments. (PDF file)

Making It Easier to Read Prescriptions - Gives an example of a typical prescription and a list of what common symbols and terms mean so you can ensure you get what you expect.

Mammograms -

Mammography Today - How to tell if you are getting a high-quality mammogram, what to do if you need to change mammogram facilities, and more. (PDF file)

Managing Chronic Pain - Learn more about how to cope with chronic pain, which includes back pain, headaches, arthritis, cancer pain, and neuropathic pain.

Medications and Older People - Learn how to prevent dangerous drug combinations, make taking medications easier, and reduce their cost.

Mental Health Factsheets -

New Drug Label Spells It Out Simply - Do you find it hard to read what’s on the labels of over-the-counter medicines? That's about to change. Read the sample new label and see the difference.

New Hope For People With Sickle Cell Anemia - Sickle cell anemia is a painful disease. But there may be a new hope for treating this disease--a new drug called Hydroxyurea. Find out more about this new drug and how its used.

New Medicare Prescription Drug Coverage: Extra Help for People with Limited Incomes - Gives the income and asset limits you must meet in order to qualify. (PDF file)

New Over-the-Counter Medicine Label…Take a Look! - OTC labels were redesigned to make them easier to compare and understand. Here's a sample of the new label and the standard information you'll find on it. (PDF file)

New Vaccine Targets Lyme Disease - Food and Drug Administration licensed the first vaccine to help prevent Lyme disease, a bacterial infection transmitted by tick bites.

New Ways to Prevent and Treat AIDS - Describes new home-use testing kits, drug treatments, and other advances in fighting AIDS.

Noninsulin- Dependent Diabetes - Use this guide to learn more about this type of diabetes, who is at risk, and how it is treated.

Osteoporosis: Are You At Risk? -

Ovarian Cancer - Discusses the risk factors for ovarian cancer, how it is diagnosed, treatment options, and more.

Over 65 & Feeling Depressed - Provides a checklist to identify symptoms of depression and explains causes and treatment for clinical depression.

Overcoming Infertility - Discusses what a couple can do to help conceive a child. Includes information on medications, surgery, and other medical procedures.

Over-the-Counter Medicines: What's Right for You? - Use labeling information to avoid harmful interactions, protect against unsafe products, and get the most effective relief from your symptoms. (PDF file)

Panic Disorder - What to do when anxiety or sudden fear seems too much to handle. Lists symptoms, treatments, and where to get help.

Pap Tests -

Personal Emergency Response Systems - Explains how different systems summon help. Includes a helpful checklist and must-ask questions.

Pocket Guide to Staying Healthy at 50+ - Covers everything from cholesterol levels, various cancers, weight control, and checkups, with helpful charts to keep track of your medications, shots, and screening test results. (PDF file)

Progress in Blood Supply Safety - Discusses how the blood industry is regulated, and the test now performed on all donated blood.

Prostate Cancer - ...is the second most common cancer in men. Learn how it is detected, what treatments are available, and where to get more information.

Prostate Cancer: No One Answer for Testing or Treatment - How prostate cancer is detected, what the stages are, and what you need to know to choose the best treatment option.

Protect Your Drinking Water - Learn where your water comes from, the factors that affect its quality, and how to prevent pollution. (PDF file)

Questions & Answers About Fibromyalgia - Learn about causes, treatments, and latest research efforts on this chronic disorder, which causes widespread pain and tenderness in your muscles and soft tissue and other symptoms. (PDF file)

Questions & Answers About Gout - Here are the details on this painful type of arthritis, including symptoms, treatments, and more. (PDF file)

Questions & Answers About Rosacea - This chronic disease affects the skin and causes redness and pimples. Explains causes, treatments, and how to minimize flare-ups.

Questions & Answers About Shoulder Problems - Describes the causes, diagnosis, and treatments for the most common types of shoulder problems, including separation and fractures, rotator cuff tears, and bursitis. (PDF file)

Questions & Answers About Sjögren's Syndrome - This autoimmune disease primarily targets moisture- producing glands and causes dryness in the mouth and eyes. Learn more about its symptoms, causes, and treatments. (PDF file)

Questions & Answers About Sprains and Strains - Explains the difference between these injuries, their causes, types of treatment, and tips on prevention. (PDF file)

Questions to Ask Your Doctor Before You Have Surgery - Use this booklet to become a better informed and prepared patient.

Questions to Ask Your Pharmacist - Your pharmacist knows a lot about your medications and can alert you to any dangerous drug interactions. Learn what to ask and more.

Reactive Arthritis - This form of arthritis occurs as a reaction to an infection in another part of the body. This helpful guide details its causes, symptoms, diagnosis, treatments, and more.

Real Men. Real Depression - An estimated six million men in the U.S. have a depressive disorder, but many don't admit it or seek help. Here's how to recognize the symptoms and get treatment. (PDF file)

Setting Goals for Weight Loss - Maintaining a healthy weight has many benefits, but it’s difficult to lose weight if your goals are unrealistic. Check out the Body Mass Index (BMI).

Seven Steps to Safer Sunning - When it's warm outside, everyone's thoughts turn to lemonade, the beach, and summer tans. But tanning can damage your skin. Learn how to protect your skin and still enjoy the sun with this guide.

Should You Go on a Diet? - Discusses the risks of fad diets and diet pills for teenagers, and gives healthy tips for anyone trying to lose weight.

So You Have High Blood Cholesterol - Here are the facts about high cholesterol and what you can do to lower yours.

Stories of Depression: Does This Sound Like You? - Do you feel really sad, tired, or worried for extended periods of time? Read these stories to learn more and get help. (PDF file)

Story of Bipolar Disorder (Manic-Depressive Illness): Does This Sound Like You? - Mood swings can be a serious problem. Read this story for more on symptoms, causes, and treatment. (PDF file)

Sun, UV, and You - Explains what the UV (ultraviolet radiation) index is and how you can use it to avoid skin cancer, premature aging of the skin, and more. (PDF file)

Surgeon General's Report on Mental Health: Executive Summary - (PDF file)

Taking Charge of Menopause - Learn about menopause, its symptoms, and health risks associated with it.

Taming Tummy Turmoil - Describes over-the-counter medications (and their possible side effects) for motion sickness, heartburn, indigestion, and overindulgence.

The New OTC Medicine Label - All over-the-counter medicines now carry usage and warning labels. Learn what's important--for your health's sake.

Think It Through: A Guide to Managing the Benefits and Risks of Medicines - Before you start a new medication, know what questions to ask your doctor, read your medication labels, avoid harmful interactions, and more. (PDF file)

Time to Spring Into Action Against Seasonal Allergies - Explains how to treat chronic allergies, including medications, nasal sprays, and allergy shots. Covers common FAQs regarding over-the-counter medications.

To Be Or Not To Be--On Hormone Replacement Therapy - Compares the benefits, side effects, and long- term health effects of hormone replacement therapy. (PDF file)

TTTC Diabetes - Many people who have diabetes are unaware they have it. Learn more about diabetes, its risk factors, the warning signs of diabetes, and treatments available. (PDF file)

Understanding Acute Low Back Problems - Learn what causes them, the most effective treatments, how to minimize future problems, and more.

Understanding Breast Changes: A Health Guide for All Women - Describes the various types of breast changes that women experience. Also discusses breast cancer screening, diagnosis, treatment, and prevention.

Understanding Prostate Changes: A Health Guide for All Men - Learn about prostate enlargement and prostate cancer, including screening and treatment.

Understanding Treatment Choices for Prostate Cancer - Find out how prostate cancer is diagnosed, available treatment options, and follow-up care.

Understanding Vaccine Safety - Get the facts on vaccines, their safety, common concerns, and a schedule of recommended childhood immunizations.

Unproven Medical Treatments Lure Elderly - Americans spend nearly $20 billion each year on unproven medical treatments. Learn why these can be dangerous and how to avoid fraud.

Using the Medicare Prescription Drug Plan Finder - Explains how to use this tool to help you make a decision in selecting a Medicare prescription drug plan. (PDF file)

Vision Correction Procedures - Discusses the latest surgical and non-surgical procedures to correct nearsightedness and how to properly evaluate the claims of each procedure.

Vision Correction: Taking a Look at What's New - Use this guide to learn about the latest developments in laser and non–laser eye surgery, contact lenses, and eyeglasses.

Ways to Win At Weight Loss - Tips on how to create a successful weight loss plan, including over-the- counter medications, prescription drugs, and diet and exercise programs.

Weight Loss for Life - This guide will help you learn how to lose weight safely and stay healthy.

Weight Loss: Finding a Weight Loss Program that Works for You - Tips on comparing different weight loss programs and using the Body Mass Index (BMI) calculator to determine your BMI and set your weight goal. (PDF file)

What to Do When a Friend is Depressed - Depression is a serious disease that affects people of all ages, even teenagers. This guide helps teens understand the myths about depression and find out where to get help. (PDF file)

What You Need to Know About Skin Cancer - The most common cancer in the US is among the most curable – if caught in time. Learn what to watch for and how to do skin self-exams.

You Know the Questions That Go Through Your Mind When You Take Your Generic Drug? - Find out what generic drugs are, how they differ from brand name drugs, and what is done to ensure their safety and effectiveness. (PDF file)

Your Guide to Choosing a Nursing Home - What to look for in a nursing home, alternatives to nursing homes, an evaluation checklist, and a list of helpful resources. (PDF file)

Your Rights After a Mastectomy - Federal law requires health plans to provide certain benefits if you have had a mastectomy. (PDF file)

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(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

100 Questions and Answers About Buying a New Home - This great guide focuses on finances--from how much home you can afford, to various mortgage loan programs, insurance, taxes, and more.

Achieving the Dream of Homeownership Early in Life - Learn the various benefits of owning a home and how to prepare yourself financially for this major investment. (PDF file)

Automatic and Programmable Thermostats - How to choose which of the five basic types is best for your home and will help you save the most money and energy.

Borrower's Guide to Home Loans - Here's how to find the best loan when shopping for home equity loans and reverse mortgages.

Buying Your Home: Settlement Costs and Information - Describes the home buying, financing, and settlement (closing) process. Also gives tips on shopping for a loan.

Clean and Safe in the 21st Century - Learn about using household cleaning products and disinfectants effectively and safely. Get tips on how to store cleaning products, choose the right product for the task, and stock a cleaning supplies closet. (PDF file)

Cleaning to Control Allergies and Asthma - Learn how to reduce allergy or asthma flare-ups by cleaning the places where allergens grow and collect.

Cooling Your Home Naturally - Ways to save electricity and keep your home cool with landscaping, roof treatments, shading, and windows. (PDF file)

Don't Be A Victim of Loan Fraud - Be a smart consumer when buying or refinancing your home. Use these 11 tips to learn more about predatory lending, recognize tactics that predators use, identify warning signs of fraud, and more.

Drinking Water From Household Wells - Families with their own wells are responsible for maintaining them and making sure that the water is safe to drink. Here are the facts on sources of pollution and how to keep your water safe. (PDF file)

Electrical Safety Precautions During Disasters - Follow these safety tips when dealing with electricity during and after storms and other disasters to prevent death, injuries, and property damage. (PDF file)

Elements of an Energy- Efficient House - Learn the benefits of having energy-efficient elements in your home, such as energy-efficient doors, windows, and appliances.

Energy Efficient Mortgage Home Owner Guide - If you're buying, refinancing, or remodeling, save money with a mortgage that covers energy-saving repairs.

Energy-Efficient Air Conditioning - Explains how air conditioners work, what different types are available, and how to troubleshoot and maintain your air conditioners.

Financing an Energy-Efficient Home - Find mortgages and home improvement loans to make your home more energy efficient.

Fixing Up Your Home and How to Finance It - Information about hiring a contractor, doing the work yourself, and the HUD Title 1 home improvement loan program.

For Your Protection Get a Home Inspection - Understand the difference between a home inspection and an appraisal, the benefits of and protection provided by a home inspection, and how to find a qualified home inspector. (PDF file)

Great American Home Safety Check - Gives important tips to help stop slips/falls, poisoning, and fire/burns--the leading causes of home safety issues in the U.S. (PDF file)

Guide to Single-Family Home Mortgage Insurance - Explains FHA mortgage insurance programs, including types available, how to qualify, how to apply, restrictions, and more. (PDF file)

Healthy Lawn, Healthy Environment - Tips on lawn care, including soil preparation, watering, mowing, pesticides, and choosing a lawn care service. (PDF file)

High-Cost "Predatory" Home Loans: How to Avoid the Traps - You can protect yourself by knowing the warning signs of predatory loan practices, questions to ask before signing a contract, and where to turn for help.

Home Equity Conversion Mortgage at a Glance - This type of mortgage, also called a federally insured reverse mortgage, allows people 62 and over to borrow against the equity in their homes without having to repay the loan as long as they are living in the home. Get the details on eligibility, fees, loan distribution and repayment, and more. (PDF file)

Home Sweet Home Improvement - Check for the warning signs of a shady contractor; ask questions to protect yourself from fraud; complete the post-job checklist; and get tips on how to resolve complaints. (PDF file)

Homeowner's Glossary of Building Terms - Taking on a home improvement project can open a whole new world of terms you may not know. Here's a quick reference to help you keep up with the language of the trade.

How To Avoid Foreclosure - Explains how homeowners with FHA-insured mortgages can avoid losing their homes and ruining their credit because of missed payments.

How to Recognize Hazardous Defects in Trees - Helps you identify and take corrective actions to fix cracks, decay, root problems, and other defects that may cause a tree to topple or limbs to fall. S/N 001-000-004630-6. (PDF file)

HUD Home Buying Guide - Step-by-step instructions for finding and financing a HUD home. Includes charts to help you estimate mortgage payments. (PDF file)

HUD's Energy Efficient Mortgage Programs - Energy Efficient Mortgages (EEMs) allow you to finance the cost of energy-saving improvements along with your home purchase or refinancing. Learn more about EEMs and how to apply for one. (PDF file)

Improving the Efficiency of Your Duct System - Fix potential problems that can affect your family's health and comfort and cost you money.

Indoor Electrical Safety Check - Quick and easy tips to make your home safe from electrical hazards. (PDF file)

Keeping Your Home Safe - Use the crime-stoppers' checklist and other practical tips to protect your home from fire and theft.

Making Your Home Safe from Fire and Carbon Monoxide - Prevent fires, protect yourself with smoke detectors and fire extinguishers, keep carbon monoxide out of your home, and develop an emergency home escape plan for your family.

Managing the Japanese Beetle: A Homeowner's Handbook - Discusses how to detect and control Japanese beetles, and choose plants that resist Japanese beetle feeding.

Outdoor Electrical Safety Check - Detailed guide to preventing outdoor electrical hazards that can cause fires and dangerous shocks. (PDF file)

Power$mart: The Power Is In Your Hands - Get tips on making your home more comfortable while reducing your monthly energy bill. (PDF file)

Propane Prices - Explains what propane is, where it comes from, and how the season and geographic region affect prices. (PDF file)

Protect Your Family From Lead In Your Home - Exposure to lead is dangerous, especially to young children. Learn how to check your home for signs of lead. (PDF file)

Protect Your Move - More than 40 million Americans move every year. Use this guide to learn how to choose a reputable mover, get tips on spotting "rogue" movers, and deal with problems. (PDF file)

Residential Heating Oil Prices - Sources of heating oil, reasons for fluctuations in oil prices, and tips to lower your monthly bill. (PDF file)

Residential Natural Gas Prices - Where natural gas comes from, what gas bills cover, and factors that affect prices during the winter.

Saving With Energy Star - How to choose products with the Energy Star label to help save energy, help the environment, and reduce the costs of utility bills.

Selecting a New Water Heater - Describes how different types of water heaters work and important features to consider when buying. (PDF file)

Should You Have Your Air Ducts in Your Home Cleaned? - Tips on deciding if your ducts need cleaning, choosing a cleaning service, evaluating health claims, and keeping ducts clean.

Surges Happen! How to Protect the Appliances in Your Home - Find out what power surges are, what appliances need protection, and what devices work best. (PDF file)

Tips for a Successful Interstate Move - Helpful information when you move to another state. Includes what you should know before choosing a mover, as well as tips on what to do if there is a problem. (PDF file)

Turning "Fixer-Uppers" into Dream Homes - Learn how you can get a long-term mortgage that includes the costs of reconstructing, modernizing, or eliminating health and safety hazards in your home. Find out what properties are eligible, what improvements are covered, and how to apply. (PDF file)

Weather Patterns Are Changing, and So Are Your Chances of Being Flooded - In recent years, 2 out of every 3 U.S. natural disasters were flood related. Learn how to obtain the flood insurance you should have.

Weathering the High Cost of Heating Your Home - Evaluate your heating system's energy efficiency, buy energy-efficient appliances, and get the best prices on heating oil.

Weatherize Your Home - Explains the various types of caulking and weather stripping to help you choose the best method to fix air leaks in your home.

When Your Home Is On the Line: What You Should Know About Home Equity Lines of Credit - Here are questions, terms, tips, a checklist, and more to find the plan that meets your needs and protects your interest.

Your Home - Advice on how to buy, sell, rent, or improve a home, with additional tips on moving, seasonal interior and exterior maintenance, repairs, and safety. (PDF file)

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(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

401(k) Plans - Explains what these plans are, what happens when you change employers, and what to do if you need the money before retirement. (PDF file)

At-Home Shopping Rights - How to deal with late deliveries, unordered merchandise, billing errors and much more when making purchases by mail or phone order.

Bankruptcy Basics - There are 5 basic types of bankruptcy cases used to obtain relief from debt. Learn the differences in debts discharged, assets kept, forms needed, where to file, and more. (PDF file)

Before Disaster Strikes - Suggests ways to be financially prepared to deal with a natural disaster. Information on buying insurance, preparing a household inventory, filling an evacuation box, and more. (PDF file)

Build Wealth Not Debt - Join the American Saver program--learn five key savings strategies and receive a free quarterly savings newsletter.

Building Financial Freedom - Features a worksheet to help track your spending, tips on creating a financial plan, and an investor's checklist. (PDF file)

Building Financial Freedom - Learn about ways to develop or improve your savings and investment strategies. Includes a worksheet to help track your spending and how to find the right kind of financial help.

Buying Time: The Facts About Pre-Paid Phone Cards - How to buy long distance telephone services in advance.

Certificates of Deposit: Tips for Investors - Learn how CDs work, how to purchase them, and questions to ask before buying.

Choosing & Using Credit Cards - Credit cards vary widely in their charges and how fees are calculated. Learn how to compare costs for the best deal.

Cold Calling - How can you stop sellers from calling, what are the signs of a scam or fraud, and who can you contact for help?

Credit and Divorce - Compares the benefits and disadvantages of individual, joint and "user" accounts. Steps to take if you divorce or separate. (PDF file)

Doing Your Taxes - Explains what tax forms to use, how to fill them out, where to send your return, and how to get free help. Lists the most common errors to watch for.

Electronic Banking - Learn more about electronic transactions, such as debit cards and online account access, including how transactions are processed, their timing, security, and legal protections. (PDF file)

Enjoying Retirement - What you need to plan for and know about retirement, such as exercise, recreation, diet, finances, and more.

Estate Planning - Covers why a will is important and how to prepare one; how to estimate the size of your estate and minimize taxes; and how to set up powers of attorney and advance medical directives. (PDF file)

Fair Credit Reporting - Learn what's in your credit report, how you can get a copy, and more. (PDF file)

Fair Debt Collection - How and where to complain if you are harassed, threatened, or abused by debt collectors. (PDF file)

Federal Credit Unions - How they work, what services are offered, and how to become a member.

Finding a Lost Pension - Here’s how to find out if you have an unclaimed pension, where to search, documents you’ll need, and what to do when you find your pension fund. (PDF file)

Fiscal Fitness for Older Americans - Today’s seniors can expect a longer retirement than their parents. That also means more years of spending. This publication gives clear and specific guidance to help you set or adjust your plans for affording retirement, look at different sources of retirement funds, and avoid potential pitfalls. (PDF file)

Fiscal Fitness: Choosing a Credit Counselor - Credit counselors offer a variety of services that can help you put your financial life back in order. Use this guide to choose the credit counselor that is right for you. (PDF file)

Fraud Fighting 101: Smart Tips for Older Investors - Older investors are a target for financial fraudsters -- and some investors are at greater risk than others. Tips for older investors from FINRA.

From Here To Security - Provides specific advice and actions to take for each of five different steps to financial security - from setting goals and choosing investment products to checking your progress.

Getting Credit When You're Over 62 - Everybody needs credit, but it may be difficult to get as you get older, especially if you have no personal credit history. Here are the facts on applying for credit, checking your credit history, establishing a credit record, and what to do if you’re denied credit. (PDF file)

Getting What You Pay For: Weights & Measures Tips for Consumers - Get the best buys on items like gasoline, groceries, and firewood sold by weights and measures. Tells who to contact with problems or questions.

Hands on Banking (CD) - Interactive CD-ROM helps you build the money skills you need for life. Four separate programs from 4th grade through adult, in English and Spanish, cover budgeting, saving, investing, buying a home, and more.

Healthy Credit - Learn more about how your credit report and credit score affect your ability to borrow money and stay healthy financially. (PDF file)

How To Check Out Your Stockbroker or Brokerage Firm/When Your Broker Calls, Take Notes! - Get your stockbroker's history and background by requesting a Central Registration Depository report. Then follow the easy-to- use worksheet to record conversations with your broker and keep track of recommendations you receive.

How to Dispute Credit Report Errors - Gives tips on correcting errors, registering a dispute, and adding information to your file. (PDF file)

How We All Benefit from Insurance (CD) - An interactive CD-ROM that teaches the basics of home, life, car and casualty insurance through entertaining activities, quizzes and games.

I Bonds Investor's Guide - Follow this easy-to-read Q&A format to find out if I Bonds are a good way for you to save and invest money.

ID Theft: What It's All About - Thieves can steal your personal information and use it to commit fraud for long periods without your knowledge. Here’s how to protect yourself, and what to do if you are a victim. (PDF file)

Identity Crisis...What to Do If Your Identity is Stolen - It sounds like something out of a spy movie--but it can happen. Thieves can get your bank, credit, debit, charge, and Social Security card numbers. Find out how to protect yourself. (PDF file)

Identity Theft: Minimizing Your Risk - Explains identity theft, ways to protect yourself, and steps to take if you become a victim.

Identity Theft: Outsmarting the Crooks (DVD) - This interactive DVD will help you protect yourself from identity theft and know what to do if you are victimized. Also contains a comprehensive resource library of downloadable materials for consumers of all ages.

International Investing-Get The Facts - As the world becomes a smaller place, international investing is becoming a more popular option to investors. Here is the latest information on international investing in an easy-to-follow question and answer format. (PDF file)

Invest Wisely - Basic tips to help you select a brokerage firm and representative, and make and monitor an investment Identifies questions to ask and warning signs to look for to avoid problems.

Investment Swindles: How They Work and How to Avoid Them - Protect yourself against illegal, yet legitimate-sounding, telemarketing and direct mail offers. (PDF file)

Investors' Bill of Rights - What you should know about investments and what information you are entitled to before investing. (PDF file)

IRS Audit - Explains what an audit is, and factors that may trigger one. Here's advice that includes how to appeal the results.

Keeping Family/Household Records - Every family household has some important records. Learn what to keep and how to safeguard your important documents.

Lump Sum Distribution - Before you take out the money built up in a pension plan, consider the tax and investment benefits and risks of your options.

Managing Your Debts: How to Regain Financial Health - Learn where to begin--what you can do for yourself, how credit counseling can help, facts about bankruptcy, and more. (PDF file)

Microcap Stock: A Guide for Investors - Here are the details on these low-priced stocks issued by small companies and how to protect yourself from fraud.

Money Matters: Your Guide for Financial Security - Get helpful tips on how to set financial goals, organize your financial files, find a financial professional, understand your investment options and responsibilities, and be a wise borrower. (PDF file)

Need a Loan? Think Twice About Using Your Home as Collateral - Useful tips to help you protect your home and equity when applying for a loan.

Personal Financial Choices - Explains the basics of Chapter 7 bankruptcy, how to set up a sound financial plan, how to rebuild your credit, and much more. (PDF file)

Predictable, Secure Pension for Life - Describes traditional benefit pension plans, how they operate, and the rights and options of workers covered by them. (PDF file)

Prepaid Cards: What They Are, How They Work - Explains these alternatives to paychecks or benefit checks, including how to get them, when you may be charged to use them, and what to do if they are lost or stolen. In English and Spanish. (PDF file)

Pretexting: Your Personal Information Revealed - Pretexting is when others get your personal information under false pretenses. Find out how it happens, the laws against it, and how to protect yourself. (PDF file)

Preventing Identity Theft: A Guide for Consumers - Provides information and resources to help you avoid this crime and repair the damage if necessary. Includes a list of ways in which identity thieves can steal your personal information. (PDF file)

Questions You Should Ask About Your Investments - The secret to investing wisely is knowing what to ask about investment products, your broker’s history, your investment’s performances, and how to handle problems.

Shopping With Your ATM Card - Describes the new and expanded ways you can use an ATM card. Also provides safety precautions and a listing of ATM networks and affiliated shopping services by state.

Simple Strategies for Managing Your Money - Use the helpful checklists to get financially fit, avoid bad deals and scams, insure all your deposits, and effectively resolve problems with financial institutions. (PDF file)

Special Report: Are You Sure You're Fully Insured? - Bank failures aren’t common--but if your banking institution should fail, are your deposits protected? Here are the facts on FDIC insurance, tips for keeping your money safe, and answers to common questions.

Start Smart: Money Management for Teens - Tips and suggestions written specifically for teens on how to save, spend, borrow, and protect their money.

Take Charge: Fighting Back Against Identity Theft - How to protect your personal information, what to do if you are a victim, resources to contact, and more. (PDF file)

Taking Control of Your Finances - A handy guide geared toward young adults—from those still in school to just starting a career or a family. Learn the right ways to save and manage money, and how to avoid some common mistakes people make with their money. (PDF file)

Ten Questions to Ask When Choosing a Financial Planner - Covers credentials, costs, services, an interview checklist, and resources to contact for more information. (PDF file)

There's a Lot to Learn about Money - Simple tips to help you set goals, develop a budget, and manage your credit. (PDF file)

Tips You Can Bank On - Strategies to help you get better banking services, protect your investments, manage loans and credit card debt wisely, prevent fraud, and more.

U.S. Savings Bonds - Learn about the different types of bonds, federal and state tax benefits, and how to purchase savings bonds online.

Variable Annuities: What You Should Know - Explains what they are, how they work, what you have to pay, and questions to ask before you invest. (PDF file)

What Savvy Consumers Need to Know About Debit Cards - Explains how debit cards work and what to do if your debit card is lost or stolen. Includes 10 tips on how to protect your card and a special form to keep track of card numbers.

What You Should Know About Financial Planning - Discusses the benefits of financial planning for life-changing events, such as buying a home or retirement. (PDF file)

Your Investments - Consumer facts about investments that are not deposits and are not insured by the FDIC

Your Rights as a Financial Planning Client - Here’s a checklist of your rights, what to expect from your financial planner, and what to do if you have a problem. (PDF file)

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Small Business
(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

Americans with Disabilities Act: Guide for Small Businesses - Discusses basic requirements businesses must follow to ensure that facilities are accessible. Also includes toll-free sources for assistance. (PDF file)

Avoiding Office Supply Scams - Learn the most common office scams and tips to avoid receiving overpriced or unordered merchandise. (PDF file)

Being An Entrepreneur - For various types of small businesses, explains how to create a business plan, decide on the best legal structure for your business, and market it. Also provides information on selling your business. (PDF file)

Choosing a Retirement Solution for Your Small Business - Get the facts on the most popular types of retirement plans, how to establish them, the tax advantages, and more. (PDF file)

Consumer Guide to Buying a Franchise - Want to start your own business? Find out about the benefits of franchise ownership, the limitations, choosing the best franchise for you, and investigating franchise offerings. (PDF file)

Doing Business with GSA - The General Services Administration (GSA) buys a wide variety of products and services for federal agencies. Learn about GSA's contracting opportunities. (PDF file)

Employment Law Guide - Covers laws and regulations regarding wages and hours of work, safety and health standards, pension and benefit plans, federal contracts, and more. (PDF file)

Facts About...Starting a Small Business - Explains how to create a business plan, research your market, price your products and services, and raise money for your business.

General Information Concerning Patents - Learn about patent laws, application procedures, costs, and more in this revision Includes application form with instructions.

Introduction to Federal Taxes for Small Business/Self-Employed - This helpful CD-ROM explains what you need to document expenses and deductions and file federal taxes.

Q's & A's for Small Business Employers - Use this guide to develop an effective safety and health program, identify safety hazards, reduce injuries, and more. (PDF file)

SBA Programs & Services - Find out how the Small Business Administration can help you start or expand a business. Describes SBA’s financial assistance programs, business development programs, and more. (PDF file)

Using Consumer Reports: What Landlords Need to Know - Learn how to use consumer credit reports to evaluate rental applications of prospective tenants and what you are legally required to do. (PDF file)

Using Credit Reports: What Employers Need to Know - Explains the legal steps you must take when using credit reports to hire or evaluate employees. (PDF file)

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(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

Applying for Your U.S. Passport the Easy Way - The Department of State's Bureau of Consular Affairs has prepared this publication to assist you in applying for your U.S. passport. This guide provides information on how, when, and where to apply for your passport.

Discover America: Listing of State Tourism Offices of the U.S. - Use this list to order free vacation information including maps, calendars of events, travel guides, and more.

Fly Smart - Gives more than 30 steps you can take to help make your flight a safe one.

Foreign Entry Requirements - Lists 200 embassy and consulate addresses and phone numbers where visas may be obtained.

Lesser Known Areas of the National Park System - Listing by state of more than 170 national parks, their accommodations, locations, and historical significance.

Personal Security for the American Business Traveler Overseas - It is important to be alert and aware of the customs, laws and possible dangers. Use these helpful tips to protect yourself abroad. (PDF file)

Safe Trip Abroad - How to take precautions against robbery, terrorism, or other dangers. What to do if you find yourself in trouble.

Something for Everyone--E Journal USA - Have you traveled to the Caribbean, Bermuda, Panama, Mexico, or Canada lately? If you're a U.S. citizen, this site advises you of changes in passport rules to save you time and trouble. Learn how to get or renew your passport online, or what to do if it's lost or stolen. Need a Visa for study or travel? If you, or someone you know from abroad plans to visit the U.S., this site links to the Fullbright Scholar program and other American higher education opportunities. Don't know what you want to see? Take a "musical tour" of the U.S., or check out the photo gallery of American Treasures before finalizing your plans.

Tips For Women Traveling Alone - Traveling on your own can be an adventure—make sure it’s a safe one with these helpful tips.

Travel Smart, Travel Safe - Tips on getting health and safety warnings, passport and visa requirements, and more when traveling to other countries.

Travel Tips for Older Americans - This booklet provides advice to help you plan a safe and healthy trip and to make your trip the exciting, memorable event it should be.

Travel Tips for Students - Trips abroad can be an exciting part of your education—use these tips to ensure a trouble-free and safe trip.

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And More…
(These booklets are available to view, print or download only. Printed copies are not available. Some of the links will take you to sites not maintained by FCIC.)

All That Glitters: The Jive on Jewelry - Explains terms commonly used in buying gold, silver, diamonds, and more. Includes a jewelry shopper's checklist. (PDF file)

American Revolution at a Glance - Learn about the major battles with colorful maps and informative descriptions.

Antitrust Enforcement and the Consumer - Explains how laws governing business competition are enforced and how consumers benefit.

Conserving America's Fisheries - Did you know that more than 100 kinds of American fish are endangered? Find out what is being done to restore our fisheries and what you can do to help.

Conserving the Nature of America - Beautiful photos show how fish, wildlife, and plants are protected in more than 500 National Wildlife Refuges. Also gives details on volunteer and recreational opportunities. (PDF file)

Consumer's Guide to Postal Services and Products - Discusses the product and service options the Postal Service offers to help you choose the right service to meet your needs and save you time and money. Information on priority and express mail, mail order fraud, pornographic and undesirable mail.

Dealing with a Disability - Discusses options for housing, health care, financial benefits, work, and legal rights.

Fishing Is Fun for Everyone - Find out what equipment you’ll need, what kind of bait to use, how to cast and tie knots, and where to get more information. (PDF file)

Gettysburg National Military Park - It’s the site of one of the most important battles in the American Civil War. Learn more with maps, photographs, and a day-to-day history of the key battle that took place there.

Going Wireless: A Consumer Guide to Choosing Cellular Service - How to select the right service and calling plan, understand the terms of your contract, avoid fraud, and more.

Making the Best Call - Companies are now able to provide both local and long distance telephone service. Save money by comparing offers.

Mud & Guts - We all know about George Washington and Valley Forge, but what was life like for average soldiers in the American Revolution? Find out about their food, weapons, clothing, diseases, and more with these down-to-earth stories and humorous cartoons by Bill Mauldin.

Our Flag - Are you familiar with the U.S. flag's history and customs? Here is everything you want to know about the flag.

Smart Consumer's Guide to Telephone Service - Handy tips on shopping for telephone service and discusses what help is available for low-income consumers. (PDF file)

Swindlers Are Calling - Eight things you should know about telemarketing fraud, nine tip-offs that a caller could be a crook, and ten ways to avoid becoming a victim.

Taking Legal Action - Describes what happens when you're sued, when to consider hiring a lawyer, and options for avoiding litigation. Also explains what an executor is and does in order to settle an estate. (PDF file)

U.S. and the Metric System - Explains how to use metric in everyday life. Includes metric conversion charts and more.

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