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Contents
Direct Loans--Money for School Directly to You
Types of Direct Loans
Loan Amounts
Limit per Academic Year
Total Limits
Interest Rates
How to Apply for a Direct Loan
After Loan Approval
Entrance Counseling
Loan Payment
What Happens While You're in School
Repaying Your Loans
The Direct Loan Servicing Center
Repayment Options
Choosing a Plan
Options for Postponing Repayment
Deferment
Forbearance
What Happens if You Don't Pay--Default
Loan Discharge
Loan Consolidation
Borrower Rights and Responsibilities
Questions About Your Direct Loan?
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Money for School
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