Alert 2006-3
ALERT

    Subject:  Counterfeit Official Checks
Description:  Chevron Credit Bank, N.A.

       Date:  January 9, 2006

TO:  Chief Executive Officers of All National Banks; All State
     Banking Authorities; Chairman, Board of Governors of the
     Federal Reserve System; Chairman, Federal Deposit Insurance
     Corporation; Director, Office of Thrift Supervision;
     Conference of State Bank Supervisors; Deputy Comptrollers
     (districts); Assistant Deputy Comptrollers; District
     Counsel; and All Examining Personnel

RE:  Counterfeit Official Checks of Chevron Credit Bank, N.A.,
     Murray, Utah
     
     The above-named bank has reported that counterfeit official
     checks, issued in the bank's name and using a correct
     routing number of 031100209, are being presented for
     payment.  The counterfeit checks differ significantly from
     the authentic checks.
     
     The counterfeit checks may be identified by the following: a
     standard check stock of unknown color with a dark border
     across the top of the instrument containing the statement,
     "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING.
     THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK."  The
     word, "CHEVRONTEXACO," appears in all capital letters in the
     top-right portion of the check, followed by the bank's
     correct P.O. Box address; the bank name of "Citibank
     Delaware" appears in the top-center portion of the check,
     followed by an address of "One Penne Way, New Castle, DE
     19720-2408"; and a table is located in the right-center of
     the check, which includes cells for "Reference," "Date,"
     "Check No.," and "Amount."  The majority of checks presented
     for payment has been in the amounts of either $2,800.00 or
     $2,400.00, and has included an unknown signature of "Adam
     Geoshoper."
     
     Authentic official checks issued by the bank are pale
     turquoise-blue in color with a white border at the bottom.
     The word, "ChevronTexaco," is printed in the top-left
     portion of the check, and the bank's name, "CHEVRON CREDIT
     BANK, N.A.," is printed in all capital letters in the top-
     center portion of the check, followed by the bank's address
     of "P.O. Box 5010, Concord, CA  94524."  The words,
     "CITIBANK DELAWARE, A SUBSIDIARY OF CITICORP, ONE PENN'S
     WAY, NEW CASTLE, DE  19720," are printed at the bottom-left
     portion of the check, and the checks are signed
     "ChevronTexaco," not by an individual person.
     
     The back of an authentic check has an endorsement box and
     lists security features: chainlink, watermarking,
     microprinting, and visible fibers.
     
     You can verify the authenticity of Chevron Credit Bank, N.A.
     official checks by contacting Sheri Comstock, compliance
     officer, at 488 East Winchester Street, Suite 300, Murray,
     Utah 84107-7590, by telephone at (925) 827-7744, by fax at
     (925) 827-6345, or via e-mail at [s.s.comstock@chevron.com].
     
     Additional information concerning this matter that you
     believe should be brought to the attention of the OCC may be
     forwarded to:
     
               E-mail:  occalertresponses@occ.treas.gov
                 Mail:  Office of the Comptroller of the Currency
                        Enforcement & Compliance Division, MS 8-10
                        250 E Street, SW, Washington, DC   20219
                  Fax:  (202) 874-5301
             Internet:  http://www.occ.treas.gov
               
     For additional information on this and other types of
     financial fraud, please visit the OCC's anti-fraud resource
     at:  http://www.occ.treas.gov/fraudresources.htm .



Brian C. McCormally
Director for Enforcement & Compliance