ALERT 2004-24
OCC ALERT
Date:  November 24, 2004                                  Page 1 of 1
Subject:   Unauthorized Banking        
Description:  Atlantic Standard Chartered Bank & Trust, N.A
Internet Bank

TO:  Chief Executive Officers of All National Banks; All State
     Banking Authorities; Chairman, Board of Governors of the
     Federal Reserve System; Chairman, Federal Deposit Insurance
     Corporation; Conference of State Bank Supervisors; Deputy
     Comptrollers (districts); Assistant Deputy Comptrollers;
     District Counsel, and All Examining Personnel

RE:  Atlantic Standard Chartered Bank & Trust, N.A. (ASCB)
     www.ascbltdonline.com
     P.O. Box 60219
     Atlantic Standard Capital, CA 93160-0839


     The Office of the Comptroller of the Currency  (OCC) has
     been advised that the above-referenced entity is actively
     engaged in offering a full range of deposit and banking
     services via the Internet.  Please be advised that the OCC
     has not granted a charter to this organization, nor is it
     authorized to conduct the business of banking or provide
     banking-related services.
     
     The contact information provided by the subject entity
     consists of either non-working numbers or generic facsimile
     numbers.  In addition, the mailing address is not correct
     because the referenced 9-digit zip code is not valid for the
     noted location.
     
     Any information that you may have concerning this entity
     should be brought to the attention of the:

               E-mail:   occalertresponses@occ.treas.gov
               Mail: Office of the Comptroller of the Currency
                     Enforcement & Compliance Division, MS 8-10
                     250 E Street, SW, Washington, DC   20219
               Fax:  (202) 874-5301
               Internet: http://www.occ.treas.gov

Brian C. McCormally
Director
Enforcement & Compliance Division