Comptroller of the Currency, Administrator of National Banks Ensuring a Safe and Sound National Banking System for all Americans
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Comptroller's Speeches

 
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Comptroller's Speeches

OCC-News: Receive OCC press releases and other issuances automatically in your e-mail. For more information, take a look at our List Service page.

2008

09/10/2008
Comptroller Dugan Emphasizes Importance of Fair Lending at New Orleans Conference
Release 2008-103 | Speech (PDF)

07/17/2008
Comptroller Dugan Addresses the Interagency Minority Depository Institutions National Conference
Release 2008-83 | Speech (PDF)

07/07/2008
Comptroller Dugan Tells OCC Examiners that Agency Must Continue to Focus on Consumer Compliance
Release 2008-76 | Speech to the OCC Compliance Conference (PDF)

06/11/2008
Comptroller Dugan Unveils New OCC Mortgage Metrics Report
Release 2008-65 | Speech (PDF) | OCC Mortgage Metrics Report (PDF 2MB)

06/05/2008
Comptroller Dugan Testifies Before Senate Committee On Banking, Housing, and Urban Affairs
Release 2008-63 | Oral Statement (PDF) | Written Testimony (PDF)

05/22/2008
Comptroller Dugan Tells Lenders that Unprecedented Home Equity Loan Losses Show Need for Higher Reserves and Return to Stronger Underwriting Practices
Release 2008-58 | Speech (PDF)

04/16/2008
Comptroller Dugan Says Lessons Learned from Last Downturn Will Help OCC Deal with Problems in the Current Environment
Release 2008-44 | Speech (PDF)

04/09/2008
Comptroller Comments on Proposed FHA Housing Stabilization and Homeownership Retention Act of 2008
Release 2008-38 | Oral Statement (PDF) | Written Testimony (PDF)

03/04/2008
Comptroller Dugan Tells Senate that Industry is Fundamentally Sound, Though Credit Market Disruptions and Economic Slowdown Test Banks
Release 2008-28 | Oral Statement (PDF) | Written Testimony (PDF)

03/03/2008
Comptroller Dugan Tells International Bankers that Basel II U.S. Implementation on a Prudent, Deliberate Path
Release 2008-26 | Remarks before the Institute of International Bankers (PDF)

02/27/2008
Comptroller Dugan Outlines Steps In Response to Losses by Banks and Investors Holding Tranches of Securities Considered Safe
Release 2008-22 | Speech (PDF)

02/12/2008
Comptroller Dugan Urges Action to Help Communities Suffering from Effects of Mortgage Foreclosure Crisis
Release 2008-14 | Speech (PDF)

01/31/2008
Comptroller Dugan Expresses Concern About Commercial Real Estate Concentrations
Release 2008-9 | Speech (PDF)

2007

12/06/2007
Comptroller Dugan Testifies on Accelerating Loan Modifications to Help Troubled Borrowers
Release 2007-131 | Oral Statement (PDF) | Written Testimony (PDF)

10/24/2007
Comptroller Testifies on House Subprime Lending Bill
Release 2007-116 | Oral Statement (PDF) | Written Testimony (PDF)

10/23/2007
Comptroller Dugan Tells Conference of Basel II Capital Accord Forward Progress
Release 2007-114 | Speech (PDF)

10/15/2007
Comptroller Dugan Tells Conference that Consumers Will Benefit From More Unified Interagency Approach to Complaint Handling
Release 2007-111 | Speech (PDF)

10/08/2007
Comptroller Dugan Urges Improved Underwriting Standards on Third Party Loans
Release 2007-109 | Speech (PDF)

10/02/2007
Comptroller Dugan Urges Stronger Risk Management For Commercial Real Estate Loans, And Discusses Money Laundering Supervision
Release 2007-105 | Remarks Before the Independent Bankers Association of Texas (PDF)

09/27/2007
Comptroller Dugan Urges Federal Reserve to Consider Rule Allowing Consumers to Opt Out of Higher Credit Card Rates
Release 2007-104 | Speech (PDF)

09/05/2007
Comptroller Dugan Tells House Committee that National Banking System Remains Safe and Sound despite Challenging Credit and Mortgage Markets
Release 2007-93 | Oral Statement (PDF) | Written Testimony (PDF)

06/25/2007
Comptroller Dugan Unveils Public Service Announcements Encouraging Delinquent Borrowers to Contact Lenders for Help to Avoid Foreclosure
Release 2007-61 | Speech (PDF)

06/13/2007
Comptroller Dugan Tells House Committee that OCC Supervision Plays Critical Role In Ensuring National Bank Compliance with Federal Consumer Protection Standards
Release 2007-57 | Oral Statement (PDF) | Written Testimony (PDF)

06/07/2007
Comptroller of the Currency Calls for Better Credit Card Disclosures
Release 2007-54
| Oral Statement (PDF) | Written Testimony (PDF)

05/23/2007
Comptroller Dugan Expresses Concern Over 'Stated Income' Subprime Loans
Release 2007-48 | Speech (PDF)

04/24/2007
Comptroller Dugan Expresses Concern over Subprime Mortgage Foreclosures; Receives "Making-the-Difference" Award from Credit Counseling Foundation
Release 2007-44 | Speech (PDF)

04/20/2007
Comptroller Dugan Discusses Evolution of Community Reinvestment Act And Says Effectiveness of OCC Regulation has Prevented Subprime Lending Abuses
Release 2007-43 | Speech (PDF)

03/20/2007
Comptroller Dugan Addresses the China Banking Regulatory Commission
Release 2007-23 | Speech (PDF)

03/07/2007
Comptroller Dugan Calls Community National Banks Vital to U.S. Economy and a Mainstay of the OCC Mission
Release 2007-20 | Speech (PDF)

02/27/2007
Comptroller Dugan Says Regulators and Industry Both Benefit From Inter-connection between Regulation and Risk Management
Release 2007-14 | Speech (PDF)

01/18/2007
Comptroller Dugan Highlights Importance of Financial Literacy Programs
Release 2007-6 | Speech (PDF)

01/17/2007
Comptroller John C. Dugan Highlights Important Role Played by the OCC's Consumer Complaint Function
Release 2007-4 | Speech (PDF 960KB)

2006

11/16/2006
Comptroller of the Currency Visits Pittsburgh Community Reinvestment Projects
Release 2006-124 | Speech (PDF 462KB)

11/10/2006
Comptroller Dugan Tells Bankers that Managing Risk in Derivatives Markets Is Essential to Maintain Public Confidence in Nation's Financial Institutions
Release 2006-121 | Speech (PDF)

10/17/2006
Comptroller Dugan Urges Key Principles of Federal Nontraditional Mortgage Guidance Apply to All Mortgage Originators
Release 2006-115 | Speech (PDF)

10/16/2006
Comptroller Speaks to the American Bankers Association about Credit Risk and Loan Loss Reserves
Release 2006-113 | Speech (PDF)

10/12/2006
Comptroller Dugan Highlights OCC Efforts to Assist Minority Banks
Release 2006-112 | Speech (PDF)

09/26/2006
Comptroller Dugan Tells Senate Panel that Basel II Capital Framework Will Substantially Improve Large Bank Risk Management and Controls
Release 2006-104 | Oral Statement (PDF 430KB) | Testimony (PDF)

09/14/2006
Comptroller Dugan Tells House Panel that Goal of Basel II Capital Framework And Commercial Real Estate Guidance is to Address Risks Facing Banking System
Release 2006-96
| Oral Statement (PDF) | Testimony (PDF)

06/10/2006
OCC Volunteers Help Improve Transitional Housing In Northeast DC during NeighborWorks® Week Event
Release 2006-70
| Speech (PDF)

06/08/2006
Comptroller Dugan Discusses Basel II Capital Accord
Release 2006-69
| Speech (PDF)

05/19/2006
Comptroller Dugan Tells Bankers That Supervisory Process Must Support a Competitive, Safe and Sound Banking Industry
Release 2006-61
| Speech (PDF)

05/03/2006
Comptroller Dugan Underscores Banks' Responsibility To Serve Credit Needs of All Community Members
Release 2006-55
| Speech (PDF)

04/20/2006
Comptroller Dugan Expresses Concern about New Types of Mortgages That Offer Low Initial Monthly Payments, but Higher Payments Later
Release 2006-48
| Speech (PDF)

04/06/2006
Comptroller Dugan Tells Bankers Commercial Real Estate Concentrations Raise Concerns, but Can Be Safe if Effectively Managed
Release 2006-45
| Speech (PDF)

03/13/2006
Comptroller Dugan Says Basel II Transition Should Move Forward, But with Significant Safeguards to Protect Banking System
Release 2006-30 | Speech (PDF)

03/09/2006
Comptroller Speaks to Independent Community Bankers
Release 2006-28 | Speech (PDF) | Video

03/02/2006
Comptroller Dugan Says in Speech to Hard-Pressed Gulf Communities That Regulators 'Are Determined to do Everything We Can to be Helpful'
Release 2006-27 | Speech (PDF)

02/03/2006
Comptroller Dugan Underscores Bank Responsibility for Model Validation
Release 2006-11 | Speech (PDF)

02/02/2006
Comptroller Dugan Praises Interagency Effort to Overhaul Privacy Notices; Supports Efforts to Develop Federal Standards to Protect Consumer Financial Data
Release 2006-8 | Speech (PDF)

2005

12/01/2005
Comptroller Dugan Expresses Concern about Negative Amortization
Release 2005-117 | Speech (PDF)

11/10/2005
Comptroller Dugan Says Basel II Capital Framework Will Substantially Enhance Safety and Soundness
Release 2005-111 | Oral Statement (PDF) | Testimony (PDF 256KB)

11/01/2005
Comptroller Dugan Tells Bankers OCC Is Committed To Measured, Fair, and Effective BSA/AML Supervision
Release 2005-108 | Speech (PDF)

10/27/2005
Comptroller Dugan Discusses Credit Risk
Release 2005-107 | Speech (PDF)

10/06/2005
Comptroller Dugan Initiates Process to Improve Risk-Based Capital Rules
News Release 2005-101 | Statement to FDIC (PDF)

09/26/2005
Comptroller Dugan Tells Bankers that Long Fight to Shed Outdated Laws Promoted Innovation and Broad Range of New Consumer Products and Services
News Release 2005-95 | Speech (PDF)

Featured Speeches


04/16/2008
Comptroller Dugan Says Lessons Learned from Last Downturn Will Help OCC Deal with Problems in the Current Environment
Release 2008-44

04/09/2008
Comptroller Comments on Proposed FHA Housing Stabilization and Homeownership Retention Act of 2008
Release 2008-38

10/15/2007
Comptroller Dugan Tells Conference that Consumers Will Benefit From More Unified Interagency Approach to Complaint Handling
Release 2007-111 | Speech (PDF)

09/27/2007
Comptroller Dugan Urges Federal Reserve to Consider Rule Allowing Consumers to Opt Out of Higher Credit Card Rates
Release 2007-104 | Speech (PDF)

06/13/2007
Comptroller Dugan Tells House Committee that OCC Supervision Plays Critical Role In Ensuring National Bank Compliance with Federal Consumer Protection Standards
Release 2007-57 | Oral Statement (PDF) | Written Testimony (PDF)

05/23/2007
Comptroller Dugan Expresses Concern Over 'Stated Income' Subprime Loans
Release 2007-48 | Speech (PDF)

04/24/2007
Comptroller Dugan Expresses Concern over Subprime Mortgage Foreclosures; Receives "Making-the-Difference" Award from Credit Counseling Foundation
Release 2007-44 | Speech (PDF)

01/17/2007
Comptroller John C. Dugan Highlights Important Role Played by the OCC's Consumer Complaint Function
Release 2007-4 | Speech (PDF)

06/08/2006
Comptroller Dugan Discusses Basel II Capital Accord
Release 2006-69
| Speech (PDF)

04/20/2006
Comptroller Dugan Expresses Concern about New Types of Mortgages That Offer Low Initial Monthly Payments, but Higher Payments Later
Release 2006-48
| Speech (PDF)

04/06/2006
Comptroller Dugan Tells Bankers Commercial Real Estate Concentrations Raise Concerns, but Can Be Safe if Effectively Managed
Release 2006-45
| Speech (PDF)

03/13/2006
Comptroller Dugan Says Basel II Transition Should Move Forward, But with Significant Safeguards to Protect Banking System
Release 2006-30 | Speech (PDF)

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The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

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