Illinois Workers Compensation Commission

Rod R. Blagojevich, Governor

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 Injured Workers' Benefit Fund  

 

The Injured Workers’ Benefit Fund was created by the 2005 amendments to Section 4(d) of the Illinois Workers’ Compensation Act (820 ILCS 305). When the Commission collects penalties and fines from uninsured employers, it deposits these monies into the Fund, which then pays workers’ compensation benefits to injured employees whose uninsured employers fail to pay.

Payments totaling $305,000 were made to seven injured workers whose cases were resolved during FY07. Without this fund, these workers would not have received the benefits they were due.

To be eligible, an injured employee must meet all the following criteria:
1) The injured employee’s employer has failed to provide workers’ compensation insurance coverage as determined under Section 4(d) of the Act for the employee’s injury. (The injured employee or his or her representative should always notify the Commission’s Division of Insurance Compliance as soon as possible about coverage issues.)  Click here to check an employer's insurance coverage.
2) The injured employee or his or her representative has filed an Application for Adjustment of Claim with the Illinois Workers’ Compensation Commission, naming the employer, and has joined the State Treasurer as a party respondent on the Application in accordance with the Rules Governing Practice Before the Illinois Workers’ Compensation Commission (50 Ill. Code Chapter II) by:
  a. Naming the State Treasurer (State Treasurer and ex officio-custodian of the Injured Workers’ Benefit Fund) as a party respondent when the Application for Adjustment of Claim is filed, and serving a copy of the application on the State Treasurer in accordance with Commission Rules (50 Ill. Adm. Code 7020.20), or;
  b. Filing an amended Application for Adjustment of Claim in accordance with Commission Rules (50 Ill. Adm. Code 7020.20(e)).
3) The injured employee or his or her representative has notified the State Treasurer of all proceedings in accordance with Commission Rules and all other applicable court rules.
4) The injured employee has received a final award (the last appeal period has expired and no appeal was filed) from the IWCC against the employer and the Injured Workers’ Benefit Fund during the fiscal year (July 1 through June 30) prior to the fiscal year in which the injured employee is seeking benefits from the Injured Workers’ Benefit Fund. The final award includes workers’ compensation benefits due and owing to the injured employee by the employer.
5) The injured employee’s employer has failed to pay the benefits due and owing to the injured employee under the final award received during the previous fiscal year.
6) The injured employee or his or her representative has notified the Commission in writing within 90 days after the receipt of a final award. The form should include as much information as possible about the claim including:
  a. The injured employee’s name, current address, and telephone number;
  b. The employer’s name, current address, and telephone number;
  c. A copy of the final award;
  d. The date the final award was received by the injured employee;
  e. The amount of workers' compensation benefits paid to the injured employee by the employer, if any; and
  f. The amount of benefits due and owing under the final award.

The notices should be sent to:

ATTN: Injured Workers’ Benefit Fund Claim
Division of Insurance Compliance
Illinois Workers’ Compensation Commission
100 W. Randolph St., #8-200
Chicago, IL  60601

The Commission’s Division of Insurance Compliance will review all claims submitted to the Injured Workers’ Benefit Fund. All claimants will be notified by the Commission of the status of their claims. Within a reasonable time after the end of each fiscal year, the Commission will make a disbursement to each eligible claimant based upon the availability of monies in the Injured Workers’ Benefit Fund. If there are insufficient monies in the Fund to pay all claims submitted, distribution will be on a pro rata basis as determined by the Commission. The payment from the Fund to an injured employee discharges the Fund’s obligations regarding the injured employee’s final award. This means that the injured employee will receive one payment from the Fund for the award.

 

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