You are considered the parent of the insured person if, under applicable State law, it is found that you have the status of parent with respect to the taking of intestate personal property at the time of the insured person's death.
Applicable State law is either:
The law applied by the courts of the State where the insured person was domiciled at the time he or she died; or
The law applied by the District of Columbia if the insured person was not domiciled in any State at the time of his or her death.
Last Revised: March, 2001