A representative payee is a person or organization SSA selects to receive and manage benefits on behalf of an incapable or legally incompetent beneficiary.
Our policy is that legally competent adult beneficiaries have the right to manage their own funds. However, where there is evidence that a beneficiary is not able to manage or direct the management of payments in his or her own best interest, representative payment may be made.
This chapter provides guidance on:
What constitutes incapability to manage or direct the management of funds;
What determines the need for and selection of a representative payee; and
What is a representative payee's proper use of payments.
Last Revised: Aug. 2, 2007