NR 2002- 57
FOR IMMEDIATE RELEASE	
Contact:  For Information (202) 874-5770
For Copies (202) 874-5043
July 16, 2002  

OCC Announces 11 New Enforcement Actions and 3 Terminations
	
WASHINGTON -- The Office of the Comptroller of the Currency (OCC) 
today announced 11 new enforcement actions taken against national 
banks and individuals currently and formerly affiliated with national 
banks and 3 terminations of an existing enforcement action. 
  
A list of enforcement actions previously disclosed and copies of the 
actual documents are available from the OCC’s Communications Division 
by writing to: Comptroller of the Currency, Public Information Room (1-5), 
Washington, DC  20219.  Requests made by facsimile transmission should be 
sent to (202) 874-4448.  Please include the identifying enforcement 
action number when placing an order.  Enforcement actions are also listed 
monthly in OCC Interpretations and Actions.  Subscriptions to that publication 
are available from the OCC’s Communications Division.

The OCC also maintains a searchable database of all public enforcement actions 
taken since August 1989 on its Internet Web site located at 
http://www.occ.treas.gov/enforce/enforce.htm.

Formal Agreements, By Consent	No.	Bank/City	Date

Florida	2002-43	Hemisphere National Bank, Miami	06/03/02

Georgia	2002-44	Cumberland National Bank, St. Marys	04/11/02

Kentucky	2002-45	Henderson National Bank, Henderson	06/10/02

Maryland	2002-46	Harbor Capital National Bank, Rockville	05/06/02

Ohio		2002-47	Ohio Legacy Bank, National Association, Wooster	06/18/02

Washington	2002-48	Prime Pacific Bank, N.A., Lynnwood	06/12/02

Removals/Prohibitions, By Consent	No.Name/Bank/City	Date	

Florida	2002-49Darlene Phanco, Riverside National Bank of Florida, Fort Pierce	06/07/02

Ohio	2002-50	William Wallace, Belmont National Bank, St. Clairsville	06/05/02

Civil Money Penalties, By Consent	No.	Name/Bank/City	Date

Ohio	2002-50	William Wallace, Belmont National Bank, St. Clairsville	06/05/02

Cease and Desist Orders, By Consent	No.	Name/Bank/City	Date

Ohio	2002-51	The First National Bank of Germantown, Germantown	05/23/02

Washington	2002-52	Harbor Bank, N.A., Gig Harbor		05/10/02

Terminations of Existing Enforcement Actions	No.	Type/Bank/City/Old EA#	Date
California	2002-53
FORMAL AGREEMENT, Sequoia National Bank, San Francisco (EA #2000-102)	05/10/02

Georgia	2002-54	CONSENT ORDER, Fidelity National Bank, Norcross (EA #2000-114)	06/18/02

Washington  2002-55	FORMAL AGREEMENT, Harbor Bank, N.A., Gig Harbor (EA #2001-42)	05/10/02

# # #
The OCC charters, regulates and examines approximately 2,200 national banks 
and 52 federal branches and agencies of foreign banks in the United States, 
accounting for 54 percent of the nation’s banking assets.  Its mission is to 
ensure a safe, sound and competitive national banking system that supports the 
citizens, communities and economy of the United States.