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U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

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Federal Employees Health Benefits Program

Federal Benefits FAQ


Is this an ongoing benefit?

Yes, once you participate in premium conversion, your participation continues automatically unless you elect not to participate. Each year during FEHB Open Season you may decide whether or not to participate for the following year.  

Does premium conversion have any effect on CSRS, FERS, TSP, or FEGLI benefits?

No. Federal retirement, thrift savings and life insurance benefits are not affected by participation in premium conversion.  

Can non-FEHB benefits be purchased with pre-tax dollars under premium conversion?

No, only deductions for FEHB premiums may be deducted pre-tax at this time.