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U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

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Insurance Services Programs

Federal Employees' Group Life Insurance Program
How Much FEGLI Coverage Do I Have?


How Much FEGLI Coverage Do I Have?

If you are an active EMPLOYEE:

You need to check with your employing agency to find out your FEGLI coverage.

OPM does not maintain insurance records for employees of other agencies. You need to check with the office that maintains your Official Personnel Folder or its equivalent. If you do not know what office that is or how to contact them, please check with your supervisor.

We cannot tell you how much FEGLI coverage you have, so please do not email OPM's life insurance office asking about the level of your coverage.

You can also look on a copy of your most recent Standard Form 50, Notification of Personnel Action, to determine the coverage you currently have.

  • In Block 27 on that form, there is a 2-character code that represents your current coverage and a definition of the code. For example, if Block 27 shows "CO- Basic only," that means you have Basic life only with no optional coverage.
  • You can look up the codes and their translation in the FEGLI Handbook at
  • Once you know the types of coverage you elected by translating the code, you can use the FEGLI Calculator to determine the current value of your FEGLI by inputting your current age, salary and types of FEGLI coverage.

If you are a Federal RETIREE or compensationer:

You need to ask for this information from OPM's Retirement Office by email at or phone 1-888-767-6738.The phone lines are open from 8:00AM to 7:45PM EST. It is a busy phone number so you may want to try early in the morning or after 5:00PM when the phone lines are less busy. You will need to provide your retirement claim number (CSA) or social security number.

Please note: For privacy reasons, the response to an email request for information on FEGLI coverage will be mailed to the address on file with the OPM Retirement Office. It will not be sent back via email.