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Ginnie Mae MBS Disclosure Initiative Phase I Data Elements
I. Quartile Information (at issuance and quarterly):
| |
WAC |
WARM |
WALA |
WAOLT |
AOLS |
| Max (4th Quartile) |
6.75 |
350 |
12 |
360 |
200,000 |
| 75% (3rd Quartile) |
6.69 |
349 |
12 |
360 |
150,000 |
| 50% (2nd Quartile) |
6.54 |
348 |
11 |
360 |
120,000 |
| 25% (1st Quartile) |
6.50 |
347 |
10 |
360 |
90,000 |
| Min (0th Quartile) |
6.45 |
310 |
10 |
360 |
60,000 |
II. Geographic Information (at issuance; already disclosed quarterly):
| State |
UPB |
% UPB |
# of Loans |
% of Loans |
| CA |
925,709 |
40.00 |
9 |
40.91 |
| FL |
725,210 |
31.34 |
7 |
31.82 |
| TX |
663,353 |
28.66 |
6 |
27.27 |
III. Year of Origination Information (at issuance and quarterly):
| Year |
UPB |
% UPB |
# of Loans |
% of Loans |
| 2003 |
1,973,204 |
85.26 |
19 |
86.36 |
| 2002 |
341,068 |
14.74 |
3 |
13.64 |
IV. Issuer Information for Multi-issuer Pools (at issuance and quarterly):
| Issuer |
# of Loans |
$ UPB |
% UPB |
| ABCD |
12 |
1,416,797 |
61.22 |
| WXYZ |
9 |
879,655 |
38.01 |
| Other |
1 |
17,820 |
0.77 |
V. Original Loan-to-Value (LTV) Ratio (quarterly):
| Weighted-average |
96% |
| Maximum (4th Quartile) |
100% |
| 75th percentile (3rd Quartile) |
98% |
| 50th percentile (2nd Quartile) |
96% |
| 25th percentile (1st Quartile) |
90% |
| Minimum (0th Quartile) |
50% |
| |
# of Loans |
$ UPB |
% UPB |
| Unknown/Not Available |
30 |
285,350 |
12.33 |
VI. Loan Purpose (quarterly):
| |
# of Loans |
$ UPB |
% UPB |
| Purchase |
125 |
1,159,219 |
50.09 |
| Refinance |
55 |
692,199 |
29.91 |
| Unknown/Not Available |
40 |
462,854 |
20.00 |
VII. Property Type (quarterly):
| |
# of Loans |
$ UPB |
% UPB |
| 1 Unit (# of loans/% UPB) |
140 |
1,322,375 |
57.14 |
| 2-4 Unit (# of loans/% UPB) |
40 |
439,943 |
19.01 |
| Unknown/Not Available |
40 |
551, 954 |
23.85 |
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