Frequently Asked Questions
Answers to many questions about the FLTCIP Program

Long Term Care Partners Web Site
We contracted with John Hancock and MetLife to provide this insurance. They formed a company called Long Term Care Partners, LLC to administer the Program. The Long Term Care Partners web site contains extensive information on the Program, online and downloadable applications, and a calculator that you can use to find out how much the insurance will cost, based on your age and the benefits you choose.

Who Can Apply for this Insurance
Approximately 20 million people are eligible to apply for this insurance, including Federal and Postal employees and annuitants, active and retired members of the uniformed services, their qualified relatives and a few other eligible groups.

Advantages of the Federal Program
There are many long term care insurance plans available in the marketplace. Each offers a unique combination of benefits and pricing structure, making side-by-side comparisons difficult. Why should you consider our Program? You need to get below the surface and compare details. And don't be fooled by other plans claiming to be the Federal program — this is the only Congressionally authorized long term care insurance program for current and retired Federal government employees and their families.