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Request your free annual credit report. Its QUICK, EASY and SECURE.

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your credit report now.

Fight identity theft by monitoring and reviewing your credit report. You may request your free credit report online, request your report by phone or request your report through the mail. Free credit reports requested online are viewable immediately upon authentication of identity. Free credit reports requested by phone or mail will be processed within 15 days of receiving your request.

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What is

This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. is the official site to help consumers to obtain their free credit report.

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Please be aware of how you arrived at this site. To ensure that you are visiting the legitimate site, type directly into the address bar on your browser. You will never receive an email directly from the Annual Credit Report Request Service.
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