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Publications Home | ![]() Age To Receive Full Social Security Retirement Benefits(En EspaƱol) |
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If your full retirement age is older than 65 (that is, you were born after 1937), you still will be able to take your retirement benefits at age 62, but the reduction in your benefit amount will be greater than it is for people retiring now. Here's how it works. If your full retirement age is 67, the reduction for starting your benefits at
As a general rule, early retirement will give you
about the same total Social Security benefits as full retirement over
your lifetime, but in smaller amounts to take into account the longer
period you will receive them. |
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The earliest a person can start receiving Social Security retirement benefits will remain age 62. If you delay your retirement after you reach full retirement age, your benefit will increase but you will not receive as many payments. If you decide to delay your retirement, be sure to
In some circumstances, medical insurance costs more if you delay applying
for it. |
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Last reviewed or modified Monday Jan 14, 2008 |