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Are you ready to apply for your benefits?

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Now that you know some things to consider in deciding when to start your Social Security, you may have decided that you want to apply for retirement benefits now.

Are you at least 61 years and nine months of age (or older) at this time?

NO The earliest age at which you begin receiving your Social Security retirement benefits is 62. You can apply for your benefits 3 months before you turn 62 if you want your payments to start at that age.

YES Go to the next step
 
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Last reviewed or modified Friday Sep 12, 2008
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