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WHAT'S NEW AT EBRI
September 2008 - EBRI Notes "'IRA Assets and Contributions, 2007,' and 'Domestic Partner Benefits: Facts and Background'," IRAs: More retirement assets are held in indvidual retirement accounts than any other vehicle, totalling $4.75 trillion at year-end 2007. Domestic Partner Benefits: This article updates previous research by EBRI providing information on why employers offer domestic partner health benefits, legal issues involved, recent developments, and current data. Press release
September 2008 - EBRI Issue Brief "Sources of Health Insurance and Characteristics of the Uninsured: Analysis of the March 2008 Current Population Survey," The percentage of the nonelderly population (under age 65) with health insurance coverage increased to 82.8 percent in 2007. While the percentage of the nonelderly population with employment-based health benefits was unchanged between 2006 and 2007, and the percentage with public coverage increased, resulting in a decrease in the uninsured, this should not be viewed as an indicator of things to come in 2008. Press release
August 2008 - EBRI Issue Brief "Lessons From the Evolution of 401(k) Retirement Plans for Increased Consumerism in Health Care: An Application of Behavioral Research," The current trend in health care design toward “consumer-driven” health plans illustrates the same trend seen in 401(k) plans where benefit decision-making and responsibility have shifted from the employer to the worker. This report looks at lessons learned in the retirement realm with respect to offering workers choice, financial incentives, and more information and education. This is compared with the early evolution of consumer-driven health plans, which are still being driven solely by the market and not by legislation. Press release
August 2008 - EBRI Notes "'The Impact of Immigration on Health Insurance Coverage in the United States, 1994–2006' and 'Saving for Health Care Expenses in Retirement: The Use of Health Savings Accounts'," The first article notes that more than 12 million immigrants in the United States were uninsured in 2006, accounting for almost 27 percent of all uninsured individuals in the country (press release). The second article finds that statutory contribution limits make it unlikely HSAs will play more than a minor part in savings for health care costs in retirement (press release).