Paying for college can be difficult, but there are people and resources to help you. You can afford college. A good place to start is by exploring the different ways you can save for college.

When the time comes for you or your child enter college, your eligibility for a range of college financial assistance usually is determined by completing one application form called the Free Application for Federal Student Aid.

IMPORTANT: Update on student loan market

In this section, you'll learn how you can afford college with helpful information on:

• The five factors included in the total price of attending a college
• The cost of college in Minnesota and surrounding states
• How to apply for financial aid
• How to estimate your eligibility for financial aid

Begin by understanding the different financial aid programs available. Don't overlook federal and state tax benefits and incentives that encourage students and parents to invest in a college education. Remember, too, that the state of Minnesota has reciprocity agreements with neighboring states to provide lower tuition for students attending public colleges and universities in those states.

Download or request a free copy of Focus on Financial Aid, a guide to major federal and Minnesota financial aid programs.

Remember: Higher education is an investment in your future...one that increases and strengthens over time, and opens up a world of possibilities.