Committed to the future of rural communities.

 

Pennsylvania

 


Rural Housing Programs

 Single Family Housing Programs

        No Down payment Guaranteed Loans for Homebuyers!!

Homes for Sale - Click here to see homes for sale.

Marshal Sale Fact Sheets

Eastern/Middle District  

Western District

 Multi-Family Housing Programs

Our Multi-Family Housing staff provides a number of finance options to developers and owners of low-income rental housing.  They are:

Click here to view a list of apartment complexes in Pennsylvania.

 Community Facilities Programs

Our Community Programs staff administers programs designed to develop essential community facilities for public use in rural areas.  These facilities include, but are not limited too,  schools, libraries, childcare, hospitals, medical clinics, assisted living facilities, fire and rescue stations, police stations, community centers, public buildings and transportation.  

We have three types of loan/grant programs available to all rural communities:

Learn more about Rural Housing & Community Facilities Programs

 

For more information, contact a Rural Development Office near you.

 

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Rural Business & Cooperative Programs

Rural Development's business program' s goal is to enhance the quality of life for rural Americans by providing leadership in building competitive businesses including sustainable cooperatives that can prosper in the global marketplace.  We meet these goals by:

  • investing financial resources and providing technical assistance to businesses and cooperatives located in rural communities; and,
  • establishing strategic alliances and partnerships that leverage public, private, and cooperative resources to create jobs and stimulate rural economic activity.

Click on link(s) below to find out more information and how to apply for our business programs:

 Business & Industry Guaranteed Loans are used to create jobs and stimulate rural economies by providing financial backing for rural businesses. Businesses apply to federal or state chartered approved banks, credit unions, savings and loan associations and Farm Credit System institutions. The funds can be used for most business purposes, except production agriculture, for acquisition, start-up and expansion of businesses that create rural employment. Assistance is available to businesses located in areas outside the boundary of cities of 50,000 or more and their immediately adjacent urban or urbanizing areas.
Learn more about Business & Industrial Guaranteed Loans


 Intermediary Relending Loans are available to public bodies, non-profit corporations and cooperatives to finance business facilities and community development projects in rural areas and incorporated places with a population of fewer than 25,000 people. Rural Development makes loans to these intermediaries that provide loans to the ultimate recipients to develop community projects, establish or expand businesses, and create or save rural jobs.
Learn more about the Intermediary Relending Program


 Rural Cooperative Development Grants are available to nonprofit corporations and institutions of higher learning to establish operating centers for the development of rural cooperatives.
Learn more about Cooperative Development Grants


 Rural Business Enterprise Grants can assist public bodies and nonprofit corporations help small and emerging private business enterprises located in areas outside the boundary of a city of 50,000 or more and their immediately adjacent urban or urbanizing areas. Individual small businesses are not eligible to apply. Funds can be used to help these businesses by buying and developing land, establishing a revolving loan fund, and constructing buildings, access streets and roads, parking areas, utility and service extensions, etc. that facilitate small business development.
Learn more about Business Enterprise Grants.


 Rural Economic Development Loans are available to electric and telephone utilities that were financed through the Rural Utilities program to promote economic development and job creation in rural areas. The electric or telephone utility can make loans to for-profit and non-profit businesses and public bodies at zero percent interest for 10 years.
Learn more about the Economic Development Loans
 

 Rural Economic Development Grants are available to electric and telephone utilities financed through the Rural Utilities program to promote economic development and job creation projects through the operation of a revolving loan fund program. To establish the revolving loan fund, the utility is required to contribute to the fund in an amount equal to 20% of the grant.
Learn more about the Economic Development Grants



 Rural Business Opportunity Grants are available to assist public bodies, non-profit corporations and cooperatives finance technical assistance for business development and economic development planning everywhere except cities of more than 50,000 and their contiguous or adjacent urbanizing areas. Individual small businesses are not eligible to apply. The grants can be used for activities such as leadership training, business support and economic development plans.
Learn more about Rural Business Opportunity Grants
 

 Value Added Producer Grants are available to independent producers, farmer and rancher cooperatives, agricultural producer groups and majority controlled producer-based business ventures. The grants can be used for 1) planning purposes such as feasibility studies or business plans and 2) for working capital to help start the operations of a venture.
Learn more about the Value Added Program
 

 Renewable Energy Systems and Energy Efficiency Improvement Grants and Guaranteed Loans (Section 9006) can be used by agricultural producers and rural small businesses to purchase renewable energy systems and to make energy efficiency improvements.  Funds can be used for construction or improvements, purchase and installation of equipment, energy audits, permit fees, professional service fees, business plans and feasibility studies.  B&I Section 9006 Program Power Point

 

    Renewable Energy Fact Sheets:

Learn more about the Renewable Energy Systems and Efficiency Improvement Grants

 Cooperative Services Technical Assistance

 Rural Business Loan Eligibility Identifier

 Rural Economic Development Loan & Grant Programs

Learn more about Rural Business Programs

For more information, contact a Rural Development Office near you.

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Rural Community Programs

 Water and Waste Disposal Loans and Grants

  • Objective - Providing infrastructure for rural areas 
  • Applicant - Public entities, and non-profit corporations apply to Rural Development 
  • Uses - Build, repair, improve public water systems, and waste collection and treatment systems, and other related costs.
  • Population - Rural areas and places with up to 10,000 population
  • Loan/Grant - Direct loan and grant 
  • Terms/Conditions - Interest rates are set quarterly based on an index of current market yields for municipal obligations. Repayment maximum 40 years. Grant funds may be available. 

Click here for engineering and environmental information.

 Solid Waste Management Grants

  • Objective - Provide technical assistance and/or training to help communities reduce the solid waste stream 
  • Applicant - Non-profit organizations and public bodies. Contact the Rural Development State Office. 
  • Uses - Provide technical assistance and training to reduce pollution of water resources and improve management of solid waste facilities, reduction of solid waste in streams. 
  • Population - Rural areas and places with up to 10,000 population 
  • Grant 
  • Terms/Conditions - Projects funded based on selection at National Level 

 Electric and Telecommunication

  • Objective - Provide financial aid through direct and guaranteed loans 
  • Applicant - Non-profit and cooperative associations, public bodies and other utilities. Contact USDA-RUS-Electric Staff Division, STOP 1569, 1400 Independence Avenue SW, Washington, DC 20250-1569 
  • Uses - Generation, bulk transmission facilities and distribution of electric power. Enhance 911 emergency service, digital switching equipment, fiber optic cable 
  • Population - Rural areas 
  • Loan - Direct loan or loan guarantee 
  • Terms/Conditions - Interest rates are established in accordance with 7CFR 17145 

 Distance Learning and Telemedicine

  • Objective - Development and deployment of advanced telecommunication services throughout rural America 
  • Applicant - An incorporated entity, including a municipal corporation or a for-profit or not for profit basis, which operates, or will operate an educational institution, including a regional educational laboratory, library, hospital, medical center, medical clinic or any rural community facility Rural schools, libraries, health care clinics and other organizations that operate educational or health care facilities Application submitted to the RD National Office, Washington, DC 
  • Uses - Equipment for classrooms: cameras, video monitors computers and LAN; and for physician consultation, radiology, x-ray scanners and digital microscopes 
  • Population - Rural areas 
  • Loan/Grant - Direct loan and/or grant 
  • Terms/Conditions - Matching funds are required 

Learn more about Rural Community Programs

 

For more information, contact a Rural Development Office near you.

 

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