Bodily injuries sustained solely through violent, external and accidental means, and as a direct result of the bodily injuries, independently of all other causes, and within 90 days afterwards, you lose your life.
Accidental death and dismemberment benefits will not be paid if your death or loss in any way results from, is caused by, or is contributed to by:
Bodily injuries sustained solely through violent, external and accidental means, and as a direct result of the bodily injuries, independently of all other causes, and within 90 days afterwards, you lose your limb or eyesight.
A factor used to determine the extra amount of Basic insurance payable at the time of your death, if you die before age 45 (also referred to as the "extra benefit").
A department or independent establishment of the executive, legislative, or judicial branch of the United States Government. This includes Government-owned or -controlled corporations, the District of Columbia Government (for certain eligible employees), and Gallaudet College. This term refers to the whole organization, as distinguished from its subdivisions and field installations.
"Independent establishment" includes the Senate, the House of Representatives, the Library of Congress, the Office of the Architect of the Capitol, the Administrative Office of the United States Courts, and the Supreme Court of the United States.
In the executive branch, the Department of Defense, Department of the Army, Department of the Navy, and Department of the Air Force are considered to be separate agencies.
A retirement benefit paid on a monthly basis.
A former employee entitled to an annuity under a retirement system established for employees. This includes the retirement system of a nonappropriated fund instrumentality of the Department of Defense or the Coast Guard.
For most types of annuities, the first day of the month following either the date after the day you separate from service or the date after your last day in pay, whichever is earlier. If you were in pay status for three days or less in the month of your retirement, the annuity starting date is the date after either the day you separate from service or your last day in pay and in which you meet age and service requirements, whichever is earlier.
For disability, survivor, discontinued service annuities (except annuities based on involuntary separations for Members of Congress), annuities based on mandatory retirement requirements, and deferred annuities, the annuity starting date is the date after either the day you separate from service or your last day in pay, whichever is earlier. Also called the "Annuity Commencing Date."
Your irrevocable transfer of all ownership of FEGLI coverage (except Dismemberment coverage and Option C) to another individual, corporation, or trustee.
The individual, corporation, or trustee to which you irrevocably transfer ownership of FEGLI coverage (except Dismemberment coverage and Option C).
The automatic entitlement to Basic insurance and ability to elect Optional insurance if you are reinstated after a break in service of at least 180 days.
The coverage, based on your annual rate of basic pay, which you automatically have as an eligible employee unless you waive it.
The amount of Basic insurance on which you pay premiums. It is determined by:
Your written declaration that you no longer want Basic or all or part of your Optional life insurance coverage.
Obtaining Basic or Optional life insurance coverage after you have previously waived or cancelled it.
Child, as used in the definition of family member (for Option C)
Your unmarried dependent:
It does not include a stillborn child or a grandchild (unless the grandchild qualifies as a foster child).
Your child must be under age 22 or, if age 22 or over, must be incapable of self-support because of a mental or physical disability that existed before the child reached age 22.
It does not include a stepchild, a stillborn child, a grandchild, or a foster child.
Life insurance benefits cannot be paid to a minor directly. The age of adulthood for the FEGLI Program is 18, unless the state in which the minor lives has established a lower age. In that case, the lower age applies.
Adopted children do not inherit under the order of precedence from their birth parents, other than as designated beneficiaries, but inherit from their adoptive parents. However, a child who is adopted by the spouse of a birth parent inherits from that birth parent.
Compensation under subchapter I of chapter 81 of title 5, United States Code, which is payable because of an on-the-job injury or disease.
An employee or former employee who is entitled to compensation and whom the Department of Labor determines is unable to return to duty.
Legally serving in more than one position at the same time.
Amounts which each agency is required to pay from its salary appropriations or other available funds as the employer's share of the cost of Basic insurance.
The exchange of group insurance for insurance under an individual policy purchased from a private insurance company approved by the Office of Personnel Management.
A court decree of divorce, annulment, or legal separation, or a court order or court-approved property settlement agreement relating to any court decree of divorce, annulment, or legal separation, the terms of which require FEGLI benefits to be paid to a specific person or persons.
Means the starting date of annuity.
Living with or receiving support from you as the insured individual.
Notice, signed by you and witnessed by two persons, indicating the person(s) you want to receive your life insurance benefits. The form generally used for life insurance designations is the Designation of Beneficiary form (SF 2823).
An individual named in a court order granting the individual the authority to receive, or the right to possess, your property. The order must be issued by a court having jurisdiction over your estate.
Where the law of your legal residence provides for the administration of estates through alternative procedures which do away with the need for a court order, this term also means an individual who shows that he/she is entitled to receive, or possess, your property under the terms of those alternative procedures.
An individual appointed or elected to a position in or under the executive, legislative, or judicial branch of the United States Government, as defined at 5 U.S.C. 8701(a). This includes Government-owned or -controlled corporations, the District of Columbia Government (for certain eligible employees), and Gallaudet College.
The agency office (or retirement system office) that has responsibility for life insurance actions.
Automatic continuation of your life insurance coverage for 31 days after your life insurance terminates, except by your waiver or cancellation of coverage. Accidental Death & Dismemberment coverage is not included.
A spouse (including a valid common law marriage) and unmarried dependent eligible child(ren).
Foster Child, as used in the definition of family member (for Option C)
A foster child who:
A statutory provision permitting erroneous enrollments that have continued for at least two years to become valid, if you have paid the applicable premiums during the period of erroneous coverage.
A trust that you establish during your lifetime.
For purposes of electing or increasing Option B and/or Option C coverage, a life event is:
Basic insurance benefits (full or partial) paid to you while you are still living, rather than paid to a beneficiary when you die. You must be terminally ill, with a life expectancy of 9 months or less, to qualify for a living benefit.
The Office of Federal Employees' Group Life Insurance, which makes payments to beneficiaries under the policy. OFEGLI is not a Federal agency. It is staffed by employees of the contracted life insurance carrier. The mailing address for OFEGLI is P. O. Box 2627, Jersey City, NJ 07303-2627; the street address is 2 Montgomery St., Jersey City, NJ 07302-3802.
Time period, set by the Office of Personnel Management, in which employees may elect or increase life insurance coverage, regardless of any current waiver of insurance in effect.
The Office of Personnel Management.
$10,000 in coverage that you can elect in addition to Basic insurance. Also called standard optional insurance.
Coverage, equal to up to 5 multiples of your annual basic rate of pay, that you can elect in addition to Basic insurance. Also called additional optional insurance.
Coverage, to insure your spouse and eligible child(ren), that you can elect in addition to Basic insurance. You can elect up to 5 multiples of the coverage amounts (each multiple equals $5,000 for a spouse and $2,500 for an eligible child). Also called family optional insurance.
Insurance that you can elect in addition to Basic insurance. There are three types of Optional insurance: Option A (standard optional insurance), Option B (additional optional insurance), and Option C (family optional insurance).
Under Federal law, the order in which life insurance benefits are paid to your survivors:
The order of precedence does not apply when you have assigned your insurance or when a valid court order is on file.
The Office of Workers' Compensation Programs, U.S. Department of Labor, which administers subchapter I of chapter 81 of title 5, United States Code.
Time when you are actually at work; it does not include time on annual or sick leave, leave without pay, excused absence or other absence from duty.
The amount by which your insurance coverage reduces after your 65th birthday (or retirement, if later). For Basic insurance, the choices are 75% Reduction, 50% Reduction, and No Reduction. For Option B and Option C, the choices are Full Reduction and No Reduction. There is no choice for Option A; it reduces by 75%.
A child for whom the father:
If paternity is not established by one of the above means, other evidence such as the child's eligibility as a recognized natural child under other State or Federal programs or proof that the father included the child as a dependent child on his income tax returns may be considered.
The final level of administrative review of an agency's initial decision to determine if the employing office followed the law and regulations correctly in making the initial decision.
Civilian service which is creditable under subchapter III of chapter 83 or subchapter II of chapter 84 of title 5, United States Code. This includes service under a nonappropriated fund instrumentality of the Department of Defense or the U.S. Coast Guard for an individual who elected to remain under a retirement system established for employees described in Section 2105(c) of title 5.
Leave taken immediately prior to separation. Terminal leave is generally prohibited except with specific authority.
For purposes of qualifying for a living benefit, having a medical prognosis of a life expectancy of 9 months or less.
A trust that is created by your will at your death.
A failure to withhold the required amount of life insurance deductions from your pay, annuity, or compensation. This includes non deductions (when none of the required amount is withheld) and partial deductions (when only part of the required amount is withheld). If there is no pay during a pay period, there is no under deduction.
A private company that exchanges cash for assignment of life insurance to a terminally or chronically ill person.
Your written decision upon your employment or reemployment that you do not want any life insurance coverage.
Amounts deducted from your pay, annuity, or compensation for the full cost of Optional life insurance and your share of the cost of Basic insurance.