![[Photo of the America's Affordable Communities Initiative logo ]](https://webarchive.library.unt.edu/eot2008/20080923201254im_/http://www.hud.gov/local/common/images/aaci.gif)
Barriers to Affordable Housing Symposium
Join us in Greensboro for our action workshops on addressing barriers to affordable housing in North Carolina! Get more information
![[Photo of a house]](https://webarchive.library.unt.edu/eot2008/20080923201254im_/http://www.hud.gov/local/common/images/hgv-pict-shared-2006-02-23a.jpg)
Having trouble paying your mortgage?
Your home is your biggest investment. If you can’t make your next mortgage payment, or if you are already behind, don’t wait another minute to find help.
![[Photo of FHA logo]](https://webarchive.library.unt.edu/eot2008/20080923201254im_/http://www.hud.gov/local/common/images/fha06-logo.jpg)
Helping Homeowners Keep Their Home
Under the new FHASecure plan, FHA will allow families with strong credit histories who had been making timely mortgage payments before their adjustable rate mortgage reset, but are now in default, to qualify for refinancing.
Renting?
To apply for low-income housing at privately owned apartments, you will need to visit the management office of each apartment building that interests you. Visit our Renting page for more information about renting and rental assistance.
How to Buy a Home - Learn the key steps to buying a home from our webcast on home buying.
![[Logo: Homes and Communities: U.S. Department of Housing and Urban Development]](https://webarchive.library.unt.edu/eot2008/20080923201254im_/http://www.hud.gov/images/common/hgv-bnr-logo1.gif){kind=logo}
![[Vea la versión en español de esta página]](https://webarchive.library.unt.edu/eot2008/20080923201254im_/http://www.hud.gov/images/common/hgv-bnr-espanol2.gif)
![[Display the text version of this page]](https://webarchive.library.unt.edu/eot2008/20080923201254im_/http://www.hud.gov/images/common/hgv-bnr-text.gif)
![[Search/Index]](https://webarchive.library.unt.edu/eot2008/20080923201254im_/http://www.hud.gov/images/common/hgv-bnr-search.gif)
![[The U.S. government's official web portal]](https://webarchive.library.unt.edu/eot2008/20080923201254im_/http://www.hud.gov/images/common/hgv-tpc-usagov.gif){kind=small}
![[Photo: a single large renovated home]](https://webarchive.library.unt.edu/eot2008/20080923201254im_/http://www.hud.gov/local/nc/images/ss-pict-nc-2004-04-12.jpg)
See how HUD funds benefit your community
![[logo: Fair Housing and Equal Opportunity]](https://webarchive.library.unt.edu/eot2008/20080923201254im_/http://www.hud.gov/images/common/hgv-icn-fheo.gif){kind=small}
![[Logo: HUD seal]](https://webarchive.library.unt.edu/eot2008/20080923201254im_/http://www.hud.gov/images/common/hgv-icn-seal.gif)