Proposed amendment to Regulation S (Right to Financial Privacy), which sets the rates and conditions under which a government agency must reimburse a financial institution for costs incurred in producing customer financial records under the Right to Financial Privacy Act.

Proposal to amend Regulation C (Home Mortgage Disclosure) to revise the rules for reporting price information on higher-priced loans. The rules would be conformed to the definition of "higher-priced mortgage loan" adopted by the Board under Regulation Z (Truth in Lending) contemporaneously with this proposal

Interagency proposal of a new risk-based capital framework (standardized framework) based on the standardized approach for credit risk and the basic indicator approach for operational risk described in the capital adequacy framework titled "International Convergence of Capital Measurement and Capital Standards: A Revised Framework" (New Accord) released by the Basel Committee on Banking Supervision. The standardized framework generally would be available, on an optional basis, to banks, bank holding companies, and savings associations (banking organizations) that apply the general risk-based capital rule

Interagency proposal to implement the risk-based pricing provisions in section 311 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), which amends the Fair Credit Reporting Act (FCRA)

Request for comment on proposed amendments addressing creditors' responsibilities to establish reasonable instructions for receiving timely payments and when a due date falls on a weekend or holiday. Creditors' responsibilities when investigating a claim of unauthorized transactions or an allegation of a billing error. Creditors' requirement to provide additional information about how interest could be imposed in advertisements for deferred interest plans.

Interagency proposed rule prohibiting institutions from engaging in certain acts or practices in connection with consumer credit card accounts and overdraft services for deposit accounts

Request for comment on proposed amendments to Regulation DD, which implements the Truth in Savings Act, and the staff commentary to the regulation, to provide additional disclosures about account terms and costs associated with overdrafts

Request for comment on proposed changes to Regulation D (Reserve Requirements of Depository Institutions) and Regulation I (Issue and Cancellation of Federal Reserve Bank Stock) to incorporate provisions of the Financial Services Regulatory Relief Act of 2006.

Interagency proposed regulations and guidelines to help ensure the accuracy and integrity of information provided to consumer reporting agencies and to allow consumers to directly dispute inaccuracies with financial institutions and other entities that furnish information to consumer reporting agencies.

Interagency proposal to implement the Unlawful Internet Gambling Enforcement Act. Commenters are requested to submit comments to both Agencies. To submit comments to the Department of the Treasury go to http://www.regulations.gov, select "Department of the Treasury - All" from the agency drop-down menu, then click "Submit." In the "Docket ID" column, select "Treas-DO-2007-0015" to submit or view public comments.

Request for comment on proposed amendments that are intended to improve the effectiveness of the disclosures consumers receive in connection with credit card accounts and other revolving credit plans by ensuring that information is provided in a timely manner and in a form that is readily understandable.

Joint notice of proposed rulemaking (NPR) requesting comment on a model privacy form that financial institutions can use for their privacy notices to consumers required by the Gramm-Leach-Bliley Act (GLB Act).

Interagency proposed revisions to the market risk capital rule to enhance its risk sensitivity and introduce requirements for public disclosure of certain qualitative and quantitative information about the market risk of a bank or bank holding company

Joint advanced notice of proposed rulemaking requesting comment from the public, including law enforcement and financial institutions, to assess whether the potential benefit to law enforcement of a lower threshold outweighs the potential burden to financial institutions.

Joint request for comment on issues related to the accuracy of consumer credit reports and the reinvestigation of disputes

Request for comment on second advance notice concerning open-end credit rules of Regulation Z

Request for comment on advanced notice of proposed rulemaking to review open-end credit rules.

Proposed framework for Risk-Based Capital Guidelines; Implementation of New Basel Capital Accord

Request for comment on new and revised interagency questions and answers regarding flood insurance.

Request for comment on a proposed change to the daylight overdraft posting rules under the Board's Payments System Risk (PSR) policy to align the posting times for ACH credit and debit transfers in the payments system.

Request for comment on proposed changes to the Board's Payments System Risk policy.

Interagency proposed guidance entitled Garnishment of Exempt Federal Benefit Funds

Interagency request for comment on proposed illustrations of consumer information for subprime mortgage lending.

Request for comment on a series of new and revised interagency questions and answers pertaining to the Community Reinvestment Act (CRA).

Request for comment regarding the discussion topics for the Federal Reserve Board June 14th public hearing under the Home Ownership and Equity Protection Act (HOEPA).

Interagency proposed Supervisory Guidance for Internal Ratings-Based Systems for Credit Risk, Advanced Measurement Approaches for Operational Risk, and the Supervisory Review Process (Pillar 2) Related to Basel II Implementation

Request for comment from financial institutions and other interested parties on their experience in managing intraday liquidity, credit, and operational risks relating to Fedwire funds transfers and associated transactions.

Public hearings on the home equity lending market and the adequacy of existing regulatory and legislative provisions in protecting the interests of consumers

Joint request for comment on proposed classification of commercial credit exposures

Proposal to standardize and expand the examination data collected in support of the Shared National Credit Program

Proposed supervisory guidance on the internal-ratings-based (IRB) approach to determine regulatory capital requirements for retail credit exposures

Request for comment on the adequacy of disclosures on debit card fees

Proposal to adopt an interpretation of the anti-tying restrictions of section 106 of the Bank Holding Company Act Amendments of 1970, and related supervisory guidance

Proposal to approve under OMB delegated authority the extension for three years, with revision, of the following reports: Survey of Terms of Lending (FR 2028), Report of Terms of Credit Card Plans (FR 2572), Report of Transactions, Deposits, and Vault Cash (FR 2900), and The Annual Report of Deposits and Reservable Liabilities (FR 2910a)

Proposal to approve under OMB delegated authority the extension for three years, without revision, of the following reports: The Recordkeeping and Disclosure Requirements in Connection with Regulation M (Consumer Leasing) (Reg M)

Proposal to approve under OMB delegated authority the extension for three years, with revision of the following reports: International Applications and Prior Notifications Under Subpart B of Regulation K (FR K-2), Application for a Foreign Organization to Acquire a Bank Holding Company (FR Y-3F), and Domestic Finance Company Report of Consolidated Assets and Liabilities (FR 2248)

Proposal to approve under OMB delegated authority the extension for three years, without revision, of the following reports: Notifications Related to Community Development and Public Welfare Investments of State Member Banks (FR H-6). Proposal to approve under OMB delegated authority the extension for three years, with revision, of the following reports: Report of Changes in Organizational Structure, Supplement to the Report of Changes in Organizational Structure, Annual Report of Bank Holding Companies, and Annual Report of Foreign Banking Organizations (FR Y-10, FR Y-10E, FR Y-6, and FR Y-7), Application for Membership in the Federal Reserve System (FR 2083, 2083A, 2083B, and 2083C), Applications for Subscription to, Adjustment in the Holding of, and Cancellation of Federal Reserve Bank Stock (FR 2030, FR 2030a, FR 2056, FR 2086, FR 2086a, FR 2087)

Proposal to approve under OMB delegated authority the extension for three years, with revision, of the following reports: Application for Prior Approval to Become a Bank Holding Company or for a Bank Holding Company to Acquire an Additional Bank or Bank Holding Company; Notification for Prior Approval to Become a Bank Holding Company or for a Bank Holding Company to Acquire an Additional Bank or Bank Holding Company; and Notification for Prior Approval to Engage Directly or Indirectly in Certain Nonbanking Activities (FR Y-3, FR Y-3N, FR Y-4, FR K-1 and FR 1379)

Proposal to approve under OMB delegated authority the extension for three years, without revision, of the following reports: Recordkeeping and Disclosure Requirements Associated with the Guidance on Response Programs for Unauthorized Access to Customer Information (FR 4100) and The Recordkeeping and Disclosure Requirement in Connection with Regulation DD (Truth in Savings) (Reg DD)

Proposal to extend for three years with revision the following currently approved collections of information: Report of Assets and Liabilities of U.S. Branches and Agencies of Foreign Banks; Report of Assets and Liabilities of a Non-U.S. Branch that is Managed or Controlled by a U.S. Branch or Agency of a Foreign (Non-U.S.) Bank (FFIEC 002; FFIEC 002S)