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NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Introduction Introduction
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Table of Contents Table of Contents
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 The 5 Loan Repayment Programs The 5 Loan Repayment       Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 eligibility Basic Eligibility
      Requirements
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Most Student Loans Qualify Most Student Loans
      Qualify
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 NIH Pays Your Taxes NIH Pays Your Taxes
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 FAQ's FAQ's
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRP Application Guide LRP Application Guide
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRP Applicant Information Bulletin LRP Applicant
      Information Bulletin
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRPs for NIH Employees LRPs for NIH Employees
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRPs for NIH Employees Repayable Debt
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Glossary of Terms Glossary of Terms
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRP Data Books LRP Data Books
NIH Loan Repayment Programs
NIH Loan Repayment Programs
Extramural Programs Introduction



Loan Repayment Program for Clinical Researchers (CR-LRP)

The Clinical Research Loan Repayment Program is designed to attract health professionals to clinical research. Clinical research is patient-oriented clinical research conducted with human subjects, or research on the causes and consequences of disease in human populations involving material of human origin (such as tissue specimens and cognitive phenomena) for which an investigator or colleague directly interacts with human subjects in an outpatient or inpatient setting to clarify a problem in human physiology, pathophysiology or disease, or epidemiologic or behavioral studies, outcomes research or health services research, or developing new technologies, therapeutic interventions, or clinical trials. Qualified health professionals who contractually agree to conduct qualified clinical research for 50 percent or more of their total level of effort for a two-year consecutive period are eligible to apply for this program. LRP participants must conduct qualifying research for an average of at least 20 hours per week during each quarterly service period. That is, during each contract quarter, he/she must conduct the required research for a minimum of 240 hours (based on a 12-week quarter) or 260 hours (based on a 13-week quarter). Participants in this program can receive educational loan repayment up to $35,000 annually, depending on total educational loan debt (click here to estimate how much can be repaid depending on debt). In addition, payments equal to 39 percent of total loan repayments are credited to the Internal Revenue Service on behalf of program participants to offset Federal tax liabilities incurred. The Clinical Research Loan Repayment Program is authorized by the Public Health Improvement Act of November 2000 (Public Law 106-505), also known as the Clinical Research Enhancement Act, which added to Section 487F (42 USC 288-5a) of the Public Health Service Act.



Loan Repayment Program for Pediatric Research (PR-LRP)

The Pediatric Research Loan Repayment Program is designed to attract health professionals to pediatric research. Pediatric Research is directly related to diseases, disorders, and other conditions in children. Qualified health professionals who contractually agree to conduct qualified pediatric research for 50 percent or more of their total level of effort for a two-year consecutive period are eligible to apply for this program. LRP participants must conduct qualifying research for an average of at least 20 hours per week during each quarterly service period. That is, during each contract quarter, he/she must conduct the required research for a minimum of 240 hours (based on a 12-week quarter) or 260 hours (based on a 13-week quarter). Participants in this program can receive educational loan repayment up to $35,000 annually, depending on total educational loan debt (click here to estimate how much can be repaid depending on debt). In addition, payments equal to 39 percent of total loan repayments are credited to the Internal Revenue Service on behalf of program participants to offset Federal tax liabilities incurred. The Pediatric Research Loan Repayment Program is authorized by the Children's Health Act of 2000 (Public Law 106-310), which introduced Section 487F of the Public Health Service Act (42 USC 288-6).



Loan Repayment Program for Health Disparities Research (HD-LRP)

Link to NCMHD web-page http://ncmhd.nih.gov/our_programs/loan/index.asp

The Health Disparities Research Loan Repayment Program is designed to attract health professionals to minority health and health disparities research, for the purposes of improving minority health and reducing health disparities. Qualified health professionals who contractually agree to conduct qualified minority health disparities research or other health disparities research for 50 percent or more of their total level of effort for a two-year consecutive period are eligible to apply for this program. LRP participants must conduct qualifying research for an average of at least 20 hours per week during each quarterly service period. That is, during each contract quarter, he/she must conduct the required research for a minimum of 240 hours (based on a 12-week quarter) or 260 hours (based on a 13-week quarter). Health disparities research is basic research, clinical research or behavioral research directly relevant to health disparities research. Participants in this program can receive educational loan repayment up to $35,000 annually, depending on total educational loan debt (click here to estimate how much can be repaid depending on debt). In addition, payments equal to 39 percent of total loan repayments are credited to the Internal Revenue Service on behalf of program participants to offset Federal tax liabilities incurred. Of the contracts awarded under this program, no less than 50 percent must be to health professionals from a health disparity population. The Health Disparities Research Loan Repayment Program is authorized by Public Law 106-525, signed on November 22, 2000, which added to Section 485G (42 USC 287c-33) of the Public Health Service Act.



Loan Repayment Program for Clinical Researchers from Disadvantaged Backgrounds (ECR-LRP)

Link to NCMHD web-page http://ncmhd.nih.gov/our_programs/loan/index.asp

The Loan Repayment Program for Clinical Researchers from Disadvantaged Backgrounds is designed to attract health professionals from disadvantaged backgrounds to clinical research. For a complete definition of "Individuals from Disadvantaged Backgrounds," click here. Qualified health professionals who contractually agree to conduct qualified research for 50 percent or more of their total level of effort for a two-year consecutive period are eligible to apply for this program. LRP participants must conduct qualifying research for an average of at least 20 hours per week during each quarterly service period. That is, during each contract quarter, he/she must conduct the required research for a minimum of 240 hours (based on a 12-week quarter) or 260 hours (based on a 13-week quarter). Participants in this program can receive educational loan repayment up to $35,000 annually (click here to estimate how much can be repaid depending on debt), depending on total educational loan debt. In addition, payments equal to 39 percent of total loan repayments are credited to the Internal Revenue Service on behalf of program participants to offset Federal tax liabilities incurred. This program is authorized by Public Law 106-554, which directs the establishment of a program of educational loan repayment to health professionals from disadvantaged backgrounds who contractually agree to conduct qualified clinical research for a two-year consecutive period.



Loan Repayment Program for Contraception and Infertility Research (CIR-LRP)

Link to the CIR-LRP Web page http://www.lrp.nih.gov/about/extramural/CIR/index.htm

The Contraception and Infertility Research Loan Repayment Program is designed to attract investigators to extramural contraception and infertility research sites. The Contraception and Infertility Research Loan Repayment Program provides for the repayment of the educational loan debt of qualified health professionals (including graduate students) who contractually agree to commit to conduct qualified contraception and/or infertility research for 50 percent or more of their total level of effort for a two-year consecutive period. LRP participants must conduct qualifying research for an average of at least 20 hours per week during each quarterly service period. That is, during each contract quarter, he/she must conduct the required research for a minimum of 240 hours (based on a 12-week quarter) or 260 hours (based on a 13-week quarter). Participants in this program can receive educational loan repayment up to $35,000 annually, depending on total educational loan debt (click here to estimate how much you can have repaid, depending on your debt). In addition, payments equal to 39 percent of total loan repayments are credited to the Internal Revenue Service on behalf of program participants to offset Federal tax liabilities incurred. The Contraception and Infertility Research Loan Repayment Program is authorized by Section 487B of the Public Health Service Act (42 U.S.C. 288-2), as amended by Public Law 105-392.

Specific questions about the Contraception and Infertility Research Loan Repayment Program should be directed to Dr. Steve Kaufman of the National Institute of Child Health and Human Development (NICHD) at 301-435-6989 or by e-mail at kaufmans@mail.nih.gov.



The National Institutes of Health Extramural Research Program

The National Institutes of Health (NIH) is the principal biomedical health research agency of the Federal Government; it is a component of the Department of Health and Human Services (DHHS). With headquarters in Bethesda, Maryland, the NIH is a large, complex organization composed of 28 distinct Institutes and Centers. In our mission to protect and improve human health, the NIH conducts and supports basic, applied, clinical, and behavioral research to understand the processes underlying human health and to acquire new knowledge to help prevent, diagnose, and treat human diseases and disabilities. Each Institute and Center within the NIH, participating in the Extramural Loan Repayment Program, has a mandate with well-defined priorities that address science and health from a specific perspective, a disease area (cancer) or an area of concern (aging) (Click here for a list of NIH Institute/Center contacts). To achieve these goals, the NIH spends 80-85 percent of its total budget in support of biomedical and behavioral research and research training by more than 50,000 scientists located at more than 1,700 universities, research institutions, and medical centers across the United States and abroad.

About 11 percent of the NIH's total budget supports intramural research conducted by federally employed scientists within its laboratories on or near the NIH campus and in our research hospital (Click here for more information on the Warren Grant Magnuson Clinical Center), which comprises nearly half of the clinical research beds in use in the United States.



Program Administration

The Division of Loan Repayment (DLR), located in the Office of the Director (OD), National Institutes of Health (NIH) is responsible for the administration of payments and oversight of the application process for the following Loan Repayment Programs: Pediatric Research; Clinical Research; Health Disparities Research; Clinical Researchers from Disadvantaged Backgrounds; and Contraception and Infertility Research. These programs are administered in accordance with Sections 485G, 487B, 487E, 487F and 487G of the Public Health Service Act (42 USC 287c-33, 288-2, 288-5, 288-5a, and 288-6).



Contact information for the Division of Loan Repayment:

U.S. Department of Health and Human Services
National Institutes of Health
Division of Loan Repayment
6011 Executive Boulevard
Suite 206, MSC 7650
Bethesda, Maryland 20892-7650

Telephone 866-849-4047
Facsimile 866-849-4046
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs

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NIH Loan Repayment Programs
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