66 WAYS TO SAVE MONEY
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66 Ways Consumer Knowledge Test
1. One can find the cheapest plane flights by using an Internet website like Travelocity, Expedia, or Orbitz.
True
False
2. It is usually more expensive to lease rather than to buy a new car.
True
False
3. Auto insurers charge about the same premiums to drivers who own the same make and model cars.
True
False
4. Lowering collision and comprehensive deductibles will lower auto insurance premiums.
True
False
5. For consumers who want life insurance protection for less than ten years, it is usually wisest to purchase a whole life insurance policy rather than a term life insurance policy.
True
False
6. All savings and investment products sold by banks are federally insured.
True
False
7. Credit card users typically have 20 to 25 days to make a payment on time after receiving their monthly statement.
True
False
8. If credit card users make a late payment, most card issuers can hike the credit card interest rate to well over 20%.
True
False
9. The least expensive mortgage is the one with the lowest monthly payments.
True
False
10. Most renters do not need renter's insurance because their landlords are insured.
True
False
11. The federal government allows manufacturers who sell energy efficient appliances to use a special ENERGY STAR label.
True
False
12. Unit pricing on shelf labels at food stores allows comparison of prices between large and small packages.
True
False
13. One can find the least expensive burial or funeral option by comparison shopping among local funeral homes
True
False
14. Different pharmacies charge about the same price for a particular name brand prescription drug.
True
False