Chapter
1 Appraisal
and Property Requirements Page
1-18j Code
of Federal Regulations (CFR) 200.926d(b)(3)
requires that the property shall be free of those foreseeable hazards or adverse
condition which may affect the health and safety of the occupants or the structural
soundness of the property. It has been determined that this includes properties
in avalanche slide or run-out areas. Property
located in either the Red or Blue Zones are ineligible for FHA insurance and should
be rejected. Red Zones (Black/extreme on some maps) are those that have positive
danger and are in the path of a routine slide (less than a 100 year occurrence
probability). Blue Zone (Red/high on some maps) is an area identified as having
the potential for snow blast damage in a 100 year slide but limited probability
to cause severe damage to a structure. More on these zones can be found at the
free web sites listed as references below. Due
to the extreme hazards to the health and safety of the occupants, the Department
will not entertain request for waivers of this requirement unless it has been
determined that construction of diversionary structures (engineered and constructed
in accordance with plans by an approved Avalanche Specialist) have been constructed. Reference:
"Mears
Avalanche Assessment for Anchorage", Avalanche Zoning by Art Mears and
"City (Juneau) and Borough Avalanche Assessment" and United
States Avalanche Danger Descriptors.
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