These data are compiled from the quarterly FFIEC
(Federal Financial Institutions Examination Council) Consolidated Reports
of Condition and Income. Data for each calendar quarter become available
approximately sixty days after the end of the quarter.
| Commercial banks | Charge-off rates | Delinquency rates |
|---|---|---|
| All | SA | NSA | SA | NSA |
| 100 largest | SA | NSA | SA | NSA |
| Other | SA | NSA | SA | NSA |
|
SA Seasonally adjusted. NSA Not seasonally adjusted. |
- The 100 largest banks are measured by consolidated foreign and domestic assets.
- Charge-offs are the value of loans and leases removed from the books and charged against loss reserves. Charge-off rates are annualized, net of recoveries.
- Delinquent loans and leases are those past due thirty days or more and still accruing interest as well as those in nonaccrual status.