welcome to ohfa 
From rental to homeownership assistance, the Ohio Housing Finance Agency (OHFA) helps Ohio’s first-time homebuyers, renters, senior citizens, and others find quality, affordable housing that meets their needs. OHFA’s programs also support developers and property managers of affordable housing throughout the state. Whether you are a renter or homebuyer, a developer, or a property manager, find out how OHFA’s programs can help you.
open the door to a home of your own
Learn how OHFA can help you buy your first home or refinance your current home through our low-cost mortgage programs and down payment options. Learn more about our homeownership programs.
housing and economic recovery act
Important Information for Homebuyers
The Housing and Economic Recovery Act of 2008 (H.R. 3221) prohibits the use of the $7,500 new First-Time Homebuyer Credit in conjunction with tax-exempt Mortgage Revenue Bonds. Because the OHFA First-Time Homebuyer Program is financed with tax-exempt Mortgage Revenue Bonds, homeowners who use the OHFA program are not eligible for the credit.
H.R. 3221, Housing and Economic Recovery Act
The Ohio Housing Finance Agency commends Congress for the passage of comprehensive housing legislation that provides assistance for Ohio families and neighborhoods caught in the crossfire of the foreclosure crisis. Read more about the Housing and Economic Recovery Act.
2008 ohio housing conference
Join us for the 2008 Ohio Housing Conference, Uniting for Tomorrow, November 5-7 at the Columbus Convention Center. Go to conference site
mortgage Rates
First-Time Homebuyer &
Target Area Loan
6.50% w/out down payment assistance
7.00% with down payment assistance
8.50% for 4% second mortgage
Ohio Heroes
6.25% w/out down payment assistance
6.75% with down payment assistance
8.25% for 4% second mortgage
Opportunity Loan
7.50%
