Comptroller of the Currency, Administrator of National Banks Ensuring a Safe and Sound National Banking System for all Americans
Advanced Search | Subject Index | Site Map | Directory | Contact the OCC  
Home
What's New
About the OCC
Banker Education
Careers at the OCC
Community Affairs
Corporate Applications
CRA Information
Consumer Complaints and Assistance
Electronic Banking
FOIA
Issuances
Legal and Regulatory
National Bank Appeals
Mission Statement
National Bank Appeals Process: Guidance for Bankers (PDF)
National Bank Appeals Summaries
Frequently Asked Questions
Contact Information
Report of the Ombudsman (PDF 3.3MB)
News Releases
Publications
Public Information
Related Sites
Speeches

 
National BankNet


What is BankNet?

National Bank Appeals Summaries

·         Accounting Issues

·         Miscellaneous Safety & Soundness Issues

·         Composite CAMELS Ratings

·         Violations of Law

·         CRA Ratings

 

Accounting Issues


Appeal of Policy on Accounting Treatment for Cash Received as Interest on Certain Nonaccrual Loans (Fourth Quarter 1994)

Appeal of Treatment of Net Deferred Tax Assets (Third Quarter 1995)

Appeal of Denial of Request to Record a Core Deposit Intangible and Include it in Regulatory Capital (Second Quarter 1996)

Reporting Requirement of Securities Exchange ACT (First Quarter 1997)

Appeal of Appropriate Treatment of Intercompany Transactions (Second Quarter 1997)

Appeal of the Treatment of Credit Cards by a Liquidating Entity - (Fourth Quarter 2001)

Appeal of Accounting Decision - (Fourth Quarter 2002)

 

Composite CAMELS Ratings


Appeal of Composite CAMELS Rating - (Third Quarter 1995)

Appeal of Composite CAMELS Rating - (First Quarter 1996)

Appeal of Composite CAMELS Rating - (Fourth Quarter 1996)

Appeal of Composite CAMELS Rating - (First Quarter 1998)

Appeal of Component and Composite CAMELS Rating - (Second Quarter 1998)

Appeal of Composite Rating of 4 and Several Component Ratings - (Third Quarter 1998)

Appeal of Composite CAMELS Rating of 3 and Other Examination Conclusions - (Fourth Quarter 1998)

Appeal of Composite CAMELS Rating of 3 - (Second Quarter 1999)

Appeal of Management Rating of 2 - (Third Quarter 2000)

Appeal of 3 Composite CAMELS Rating of 3 and Various Component Ratings - (First Quarter 2001)

Appeal of Sensitivity to Market Risk Component Rating - (Third Quarter 2001)

Appeal of Sensitivity to Market Risk, Earnings, and Management Component Ratings - (Fourth Quarter 2001)

Appeal Composite and CAMELS Component Ratings - (Third Quarter 2002)

Appeal of Report of Examination Conclusions - (Third Quarter 2003)

Appeal of Certain Safety and Soundness Conclusions and Stay of Two Supervisory Directives - (Fourth Quarter 2003)

Appeal of Composite and Component Ratings - (Third Quarter 2004)

Appeal of the Composite CAMELS Rating - (Second Quarter 2005)

Appeal of Composite and Component Ratings - (Third Quarter 2005)

Appeal of Composite and Component Ratings - (First Quarter 2006)

Appeal of Composite and CAMEL Ratings - (Third Quarter 2006)

 

CRA Ratings


Appeal of Public Comment Section of CRA Report (Third Quarter 1995)

Appeal of Denial of Proposed Community Development Investment (Second Quarter 1996)

Needs to Improve CRA Rating - Limited-Purpose Institution (Fourth Quarter 1997)

Appeal of CRA Rating - (First Quarter 1998)

Appeal of "Satisfactory" CRA Rating - (Second Quarter 1998)

Appeal of "Satisfactory" CRA Rating - (Third Quarter 1998)

Appeal of "Needs to Improve" CRA Rating - (Fourth Quarter 1998)

Appeal of "Needs to Improve" CRA Rating- Lending to LMI Individuals - (First Quarter 1999)

Appeal of "Needs to Improve" CRA Rating - (Second Quarter 1999)

Appeal of "Needs to Improve" CRA Rating - (First Quarter 2000)

Appeal of ''Needs to Improve'' CRA Rating - (Third Quarter 2000)

Appeal of CRA Rating and Examination Conclusions - (Third Quarter 2003)

Appeal of CRA Performance Evaluation Rating - (Second Quarter 2006)

 

Miscellaneous Safety & Soundness Issues


Appeal of Determination That Appaisal Function Lacks Independence (Third Quarter 1994)

Appeal of Decision on Adequacy of ALLL (Second Quarter 1995)

Appeal of Denial of Branch Application (Fourth Quarter 1995)

Appeal of Report of Examination (First Quarter 1996)

Appeal of Consumer Compliance Rating (First Quarter 1997)

Appeal of OCC's Interpretation of the Risk-Based Capital Treatment of Assigned Residual Interests in Asset Securitizations - (Second Quarter 1999)

Appeal of Denial of de Novo Charter - (Second Quarter 1999)

Appeal of an OCC's Denial of Branch Relocation - (Fourth Quarter 1999)

Appeal of ''Noncompliance'' with an Article of the Bank's Formal Agreement - (Third Quarter 2000)

Appeal of Noncompliance with Two Articles in a Formal Agreement - (First Quarter 2002)

Appeal of Nonaccrual Status - (First Quarter 2003)

Appeal of OCC's Objection of a Director for a Bank-in-Organization - (First Quarter 2003)

Appeal of Memorandum of Understanding - (First Quarter 2003)

Appeal of Examination Conclusions for Asset Quality, Capital Adequacy, Corporate Governance, Recommended Reserve Allocation, and Designation as "Troubled Condition" - (Third Quarter 2004)

Appeal of a Shared National Credit - (First Quarter 2005)

Appeal of Partial Assessment Fee - (First Quarter 2005)

Appeal of Semiannual Assessment Fee - (Third Quarter 2005)

Appeal of a Nonaccrual Status - (Third Quarter 2006)

Appeal of Memorandum of Understanding - (Third Quarter 2006)

 

Violations of Law


Appeal of Violation of 12 U.S.C 161 (First Quarter 1995)

Appeal of Legal Lending Limit Violation (Third Quarter 1995)

Appeal of Violation of Law (Fourth Quarter 1995)

Appeal of Violation of Insider Lending Limitations (First Quarter 1996)

Appeal of Violation of Divident Calculation (Fourth Quarter 1996)

Appeal of Potential Violation of the Fair Housing Act - (Second Quarter 1998)

Appeal of Potential Violation of the Equal Credit Opportunity Act (ECOA)-Disparate Treatment on the Basis of National Origin - (Third Quarter 1998)

Appeal of Potential Violation of the Equal Credit Opportunity Act and the Fair - (First Quarter 1999)

Appeal of a Violation of the Legal Lending Limit - (Second Quarter 2000)

Appeal of Violations of 12 USC 375(b) - (Third Quarter 2001)

Appeal of an Insider Violation for Preferential Treatment - (First Quarter 2002)

 

 
OCC emblem

The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

 Accessibility | Web Privacy Policy | Contact Us
Department of the Treasury | USA.gov | No Fear Act | Get Acrobat Reader | HelpWithMyBank.gov |