U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce
Insurance Services Programs
Federal Employees' Group Life Insurance Program
Premiums for Employees
These rates were effective on the first pay period that started on or after January 1, 2005. For earlier rates see our rates history pages. |
 Use our FEGLI Calculator to see how these rates apply to you and to see the effect of various option changes. |
Basic Life Insurance
(per thousand dollars)
| Biweekly | Monthly | |
| FOR ALL AGES | $.150 (15 cents) | $0.3250 |
RATES MAY CHANGE IN THE FUTURE
Rates for Option A - Standard
| Age Group | Biweekly | Monthly |
| Under 35 | $0.30 | $0.65 |
| 35-39 | $0.40 | $0.87 |
| 40-44 | $0.60 | $1.30 |
| 45-49 | $0.90 | $1.95 |
| 50-54 | $1.40 | $3.03 |
| 55-59 | $2.70 | $5.85 |
| 60+ | $6.00 | $13.00 |
RATES MAY CHANGE IN THE FUTURE
Rates for Option B - Additional
|
RATES MAY CHANGE IN THE FUTURE
Rates for Option C - Family
| 1 Multiple = $5,000 For A Spouse 1 Multiple = $2,500 For Each Eligible Dependent Child |
| Employee's Age Group | Biweekly | Monthly, per multiple |
| Under 35 | $0.27 | $0.59 |
| 35-39 | $0.34 | $0.74 |
| 40-44 | $0.46 | $1.00 |
| 45-49 | $0.60 | $1.30 |
| 50-54 | $0.90 | $1.95 |
| 55-59 | $1.45 | $3.14 |
| 60-64 | $2.60 | $5.63 |
| 65-69 | $3.00 | $6.50 |
| 70-74 | $3.40 | $7.37 |
| 75-79 | $4.50 | $9.75 |
| 80 and over | $6.00 | $13.00 |
RATES MAY CHANGE IN THE FUTURE
U.S. Office of Personnel Management 1900 E Street NW, Washington, DC 20415 | (202) 606-1800 | TTY (202) 606-2532