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U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

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Federal Employees Health Benefits Program

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Overseas Coverage

Important Facts about Overseas Coverage
  • Some plans pay Overseas providers as Preferred Providers.
  • Most overseas providers require payment "up front".
  • Some services are "accepted practice" overseas but would be considered experimental or investigational by FEHB plans.
  • See Section 7 of the plan brochure for information about filing an overseas claim.

Nationwide Fee-for-Service Plans Open to All

Plan Name English Translation Currency Conversion Assistance Program Special Feature
APWU You provide You provide    
BCBS Plan provides Plan provides 24-hour Worldwide Assistance Center Some overseas hospitals accept Plan allowances.
GEHA You provide You provide   Overseas providers and DOD facilities are considered as PPO.
Mail Handlers You provide Plan provides   Overseas providers and DoD facilities are considered as PPO.
NALC You provide You provide    

Nationwide Fee-for-Service Plans Open Only to Specific Groups

Plan Name English Translation Currency Conversion Assistance Program Special Feature
Association You provide You provide    
Foreign Service * See below Plan provides Plan provides if you do not provide   Overseas Provider Benefit
Panama Canal You provide You provide    
Rural Carriers Plan provides Plan provides Worldwide Assistance  
SAMBA You provide You provide   Overseas Travel Benefit
  • The Foreign Service Plan has direct billing arrangements with hospitals in Brazil, China, Columbia, Germany, Italy, Korea, and Panama. They have a fast track payment process if you are posted in Korea. Contact the Plan for more information.