Corporate Applications:

Vol. 13, No.3

IN THIS ISSUE:

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Comptroller's legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Bank Organization and Structure. The list of CRA Ratings is from the Communications Division. For copies of the CRA evaluations, you may either contact the bank directly, or you may write to the Office of the Comptroller of the Currency (OCC) in any of three ways: by mail to the OCC, Attn: Public Information Room, Mail Stop 1-5, Washington, D.C. 20219; by fax to (202) 874-4448; or by e-mail to FOIA-PA@occ.treas.gov. You may also write to the OCC for copies of enforcement actions and charters with standard conditions.

Members of the news media are encouraged to cite the letter number when reporting or summarizing documents from this package. This helps us to process single requests based upon your citation in a more timely manner.

CRA Decisions

Letter No.	Topic
103	Application to merge Fleet National Bank, Fleet Bank of Maine, Fleet Bank-NH, Fleet Bank, N.A., Fleet Bank, F.S.B., Fleet Trust and Investment Services Company, N.A., and Bank of Boston-Florida, N.A. into and under the charter of BankBoston, N.A. with the resulting bank adopting the title and head office location of Fleet National Bank. (Control Number 1999 ML 02 0032), 02/01/2000
104	Application by Far East National Bank to relocate Branch No. 84803A, from 711 Sacramento Street, San Francisco, California, to 1015 Stockton Street, San Francisco, California. (Control Number 1999 WE 07 0026), 02/03/2000

Corporate Decisions

Letter No.	Topic
2000-02	Application of Capital Bank, N.A., Sylvania, Ohio, to establish an operating subsidiary to provide, as agent, private placement and related advisory services. (Control Number 1998 CE 08 0032), 02/25/2000

Approvals with conditions enforceable under 12 U.S.C. 1818

Letter No.	Topic
358	Application by First National Bank, Arcadia, Louisiana, to establish a domestic branch at 212 West Alabama Avenue, Ruston, Lincoln Parish, Louisiana. (Control Number 1999 SW 05 0252), 02/03/2000
359	Application by First National Bank, Arcadia, Louisiana, Texas, to establish a domestic branch at 305 Smith Street, Farmerville, Union Parish, Louisiana. (Control Number 2000 SW 05 0009), 02/25/2000
360	Application by First National Bank, Derby, Kansas, to elect the corporate governance provision of Kansas law and complete a reverse stock split in accordance with those provisions. (Control Number 1999 MW 12 206), 02/25/2000
361	Application by Bank One, N.A. and Mercantile Bank National Association to expand the activities of a limited liability company in which each holds interests through existing operating subsidiaries. (Control Numbers 2000 ML 08 0007 & 2000 CE 08 0003 ), 03/03/2000
362	Application to merge City National Savings Bank, FSB, Jefferson City, Missouri, into The Exchange National Bank of Jefferson City, Jefferson City, Missouri. (Control Number 2000 MW 02 002), 03/10/2000

Charters with standard conditions

Each of the following charter application(s) were approved with a standard condition enforceable under 12 U.S.C. 1818 that requires the bank, during the first three years of its operation, to provide notice to the OCC at least 30 days in advance of any significant deviations or changes from its proposed operating plan.

Letter No.	Topic
363	Islands Community Bank, National Association, Beaufort, South Carolina, (Control Number 1999 SE 01 0026), 02/01/2000
364	Futurus Bank, National Association, Roswell, Georgia, (Control Number 1999 SE 01 0028), 02/14/2000
365	Bank of Hawaii Credit Card, National Association, Phoenix, Arizona, (Control Number 1999 WE 01 0016), 01/13/2000
366	1st Colonial National Bank, Collingswood, New Jersey, (Control Number 1999 NE 01 0027), 02/18/2000
367	Bay National Bank, Baltimore, Maryland, (Control Number 1999 NE 01 0025), 02/22/2000

Final Enforcement Actions

Enclosed is a copy of the OCC's news release number 2000-22, announcing the availability of enforcement actions. Copies of the final actions are available by writing to the OCC, Public Reference Room, Mailstop 1-5, Washington, D.C. 20219. When ordering, specify the appropriate enforcement action number.

COMMUNITY REINVESTMENT ACT (CRA) Performance Evaluations

Enclosed is a list of CRA performance evaluations that became public during the period of February 15 through March 14.

INTERPRETATIONS AND ACTIONS is published monthly by the Office of the Comptroller of the Currency. Subscriptions are available at a rate of $175 per year by writing to the Comptroller of the Currency, P.O. Box 70004, Chicago, IL 60673-0004. Prepayment is requested. Suggestions, comments or questions may be sent to Jacqueline J. England, Communications Division, Mailstop 3-2, Comptroller of the Currency, Washington, DC 20219.