FHA Single Family Housing

Hope for Homeowners
This program will continue FHA's existing and successful efforts to provide aid to struggling families trapped in mortgages they currently cannot afford. Certain borrowers facing difficulty with their mortgage will be eligible to refinance into FHA-insured mortgages they can afford. Learn more...

Notice on CAIVRS Access
FHA will terminate telephone access to CAIVRS on October 1, 2008. Please read FHA Mortgagee Letter 2008-18 "Termination of Telephone Access to Credit Alert Interactive Voice Response System (CAIVRS)" Published on 7/11/08 for more information. FHA will continue to offer access to CAIVRS via FHAConnection.

	Highlights
FHA Means Business & Opportunity   FHA marketing & outreach   Lender insurance program   Visit www.fha.gov   Hurricane disaster resource page   Streamlined 203(k) rehab mortgage   How to become an FHA lender   FHA closing costs simplified   FHA smplifies the appraisal process   FHA Connection   Lender Assessment Subsystem (LASS)   HECM: Reverse equity mortgage for seniors   FHA Reform   Good Neighbor Next Door Sales Program   Nonprofit programs   FHASecure

	What's New
New FHA Mortgagee Letters:                             2008-22 Moratorium on Risk-Based Premiums for FHA Mortgage Insurance 2008-21 FHA Loss Mitigation Program Updates 2008-20 Management and Marketing (M&M) Change for the Philadelphia Homeownership Center (Philadelphia HOC)

	Want More Information?
Subscribe to the FHA email list for frequent updates, training & event announcements, mortgagee letters, FHA mortgage limit increases, employment, contracting opportunities & notices about your single family business delivered to your email inbox. Contact FHA for assistance: Phone the FHA Resource Center or email at: hud@custhelp.com or visit the FHA Resource Center to research your answers online. Homeownership Centers (Mortgage processing, monitoring, & housing counseling administration) Nat'l Servicing Center (Mortgage servicing & loss mitigation) Management & Marketing Contractors (Hud home sales, & register real estate brokers) Faith Based & Community Initiatives (Info for nonprofit agencies)

	Did You Know?
An FHA Insured Mortgage has many consumer protection features that other mortgages lack. To find out more, visit: Help save my home & Don't be a victim of loan fraud. Smart consumers ask for FHA!