Know
Your Rights Under the Servicemembers Civil Relief Act
On 19 December 2003, President Bush signed into law the “Servicemembers
Civil Relief Act” (SCRA). This law is a complete revision of the
Soldiers’ and Sailors’ Civil Relief Act (SSCRA) which provided a
number of significant protections to servicemembers.
While protecting the United States during the war on terrorism,
some servicemen and servicewomen may face difficulty in meeting
certain financial obligations at home, such as rent or mortgage
payments, if they are activated for military duty. HUD has taken
steps to ensure that service members protecting our country do not
suffer the added burden of worrying about the loss of a home.
Military
personnel should learn about the SCRA and the protections and benefits
it provides for themselves and their families. The SCRA can provide
many forms of relief to military members. Below are some of the
most common forms of relief.
- Mortgage
Relief
-
Termination of Leases
- Protection
From Eviction.
- 6-Percent
Cap on Interest Rates
- Stay
of Proceedings
- Reopening
Default Judgments
The
SCRA actually provides many more protections than those listed above,
and the Supreme Court has ruled the SCRA must be read with "an eye
friendly to those who dropped their affairs to answer their country's
call." Military legal assistance attorneys are available to
provide guidance on the SCRA.
Resources
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