Ex-Im Bank Business Development Staff for Brazil Ms. Xiomara Creque Business Development 811 Vermont Avenue, N.W. Washington, D.C. 20571 1-202-565-3477 Additional Contacts US Embassy - Brasilia US Consulate – Recife US Consulate – Rio de Janeiro US Consulate – Sao Paolo  U.S. Commercial Service - Belo Horizonte Office Director: Ruy Barcala Baptista, International Trade Specialist, Ruy.Baptista@mail.doc.gov Ph: 011-55-31-3213-1574; Fax: 011-55-31-3213-1575 Rua Timbiras, 1200, 7 andar Belo Horizonte M G 30140-060 View Products & Services U.S. Commercial Service – Brasilia Principal Commercial Officer (acting): Rebbeca Arnold Ph: 011-55-61-312-7403; Fax: 011-55-61-312-7656 SES - Av. das Nações, Quadra 801, Lote 03 Brasilia - DF 70403-900 U.S. Commercial Service - Rio de Janeiro Principal Commercial Officer: Camille Richardson Ph: 55-21-3823-2000; Fax: 55-21-3823-2424 Av. Presidente Wilson, 147 / 4º Andar Rio De Janeiro RJ 20030-020 U.S. Commercial Service - São Paulo Principal Commercial Officer: Frank Carrico Ph: 55/11/5186-7300; Fax: 55/11/5186-7399 Rua Henri Dunant, 700 Chacara Santo Antonio 04709-110 - Sao Paulo - SP

Ex-Im Bank: Brazil Portal

Ex-Im Bank Financing: General Information

Ex-Im Bank supports purchases of U.S. capital goods and related services by guaranteeing or insuring loans to international buyers. In some cases, we also provide direct loans to buyers. Short, medium, and long-term financing is available.

Loan Guarantees: Ex-Im Bank loan guarantees cover the lesser of (i) 85% of the contract price, if all of the content is U.S., or (ii) 100% of the U.S. content and are available for medium-term (up to five year repayment terms and smaller than $10.0 million) and long-term (over five year repayment terms or larger than $10.0 million). The interest rate charged is usually a floating rate, negotiated between the buyer and the lender.

Under the Guarantee program, the lender's loan to the foreign buyer is guaranteed by Ex-Im Bank. Because Ex-Im Bank approves the documentation before the guarantee is effective, the lender is assured that a claim will be paid if presented within the time allowed. The interest rate charged is negotiated between the lender and the buyer. Ex-Im Bank's guarantee includes accrued interest. Usually the approach to Ex-Im Bank is made by the lender or the foreign buyer.

Insurance: Ex-Im Bank also offers insurance with similar eligibility requirements. The Insurance Policy program covers one or a series of shipments to one buyer that has been found creditworthy. Ex-Im Bank insures that if the foreign buyer does not pay, outstanding principal and interest will be paid to the insured. Frequently a bank is the insured and will disburse to the exporter once insurance cover is approved. The bank then has made a loan to the foreign buyer. The documentation on the loan, such as the invoice, bill of lading and exporter's certificate are not submitted to Ex-Im Bank and the lender takes responsibility for their completeness. Often insurance brokers are used to provide the required application information to Ex-Im Bank and assist the bank with the documentation. Applications may come from an exporter, bank or insurance broker.

Direct Loans: In some cases, Ex-Im Bank will extend a direct loan to an international buyer. The down payment requirements are the same as those for the loan guarantee, but direct loans have a fixed interest rate, based on the U.S. Treasury rate.

Structured and Project Finance