The Federal Deposit Insurance
Corporation (FDIC) is the independent deposit insurance agency created by
Congress to maintain stability and public confidence in the nations banking system.In
its unique role as deposit insurer of banks and savings associations, and in cooperation
with the other federal and state regulatory agencies, the FDIC promotes
the safety and soundness of insured depository institutions and the U.S. financial system
by identifying, monitoring and addressing risks to the deposit insurance funds.
The FDIC
promotes public understanding and sound public policies by providing financial and
economic information and analyses. It minimizes disruptive effects from the failure of
banks and savings associations. It assures fairness in the sale of financial products and
the provision of financial services. The FDICs long and
continuing tradition of public service is supported and sustained by a highly skilled and
diverse workforce that responds rapidly and successfully to changes in the financial
environment.
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