How Do I Sign Up for Direct Deposit?

If you already receive Social Security or SSI benefits and you have a bank account, you can sign up for Direct Deposit by:

• obtaining a password and starting or changing Direct Deposit online (Social Security benefits only), or
• contacting your bank, credit union or savings and loan association, or
• calling Social Security toll-free at 1-800-772-1213 (TTY 1-800-325-0778), or
• filling out a Direct Deposit Sign Up Form and taking or mailing it to your Social Security Office. The form is available here in PDF format for downloading and completion. To read and print the form, you must have Adobe Acrobat Reader software installed on your computer.
  

If you don't have an account, you must open an account before you can sign up for Direct Deposit. You should shop around in your area to find an account that has the features you want at a price you can afford. Some financial institutions offer a low cost account called an “Electronic Transfer Account.” When you decide on the account that is right for you, let the representative at the financial institution know that you are interested in signing up to receive your benefits by Direct Deposit.