Access Short-Term Export Credit Insurance

This product allows you to increase your export sales on payment terms by protecting you against nonpayment when you extend credit to your international buyers. You may also obtain financing for your foreign receivables by assigning your insurance policy.

Benefits of Ex-Im Bank's Export Credit Insurance

• Expand Sales and Develop New Markets
  Increase your international sales byoffering credit terms,
  eliminating the need for costly leters of credit

Obtain protection against nonpayment by foreign buyers, thereby increasing your profits and strengthening your balance sheet

• Boost Borrowing Power
  Assign insured receivables to your lender as the "loss payee"
  thus providing security for additional borrowings
  
  
• Stabilize Cash Flow
  Replace unpredictable credit losses with affordable monthly insurance premiums

To learn more, click on one of the three policies below that is most suited to your business needs:

1.  Small Business Multi-Buyer Policy and
Environmental Small Business Multi-Buyer Policy

* As defined by the U.S. Small Business Administration (SBA) -- most companies with 500 employees or less are classified as small business, but the criteria can very depending upon your NAICS code. For specifics, visit http://www.sba.gov/size/indextableofsize.html. Although Environmental Small Business policyholders must initially have export credit sales of $5 million or less they can keep their policy no matter how big they grow.

If your company doesn’t meet the eligibility criteria for the Small Business Policy or if you have significant experience in making your own credit decisions with respect to the international buyers, this "wholeturnover" policy may be best suited to your needs.

3. Short-Term Single-Buyer Policy

If your company only wants to cover sales to one buyer, this policy may be your best alternative.