ALERT 97-27
Type: Unauthorized Banking     Subject: Focus International, Ltd.

TO:  Chief Executive Officers of all National Banks; all State
     Banking Authorities; Chairman, Board of Governors of the
     Federal Reserve System; Chairman, Federal Deposit Insurance
     Corporation; Conference of State Bank Supervisors; Deputy
     Comptrollers (Districts); District Counsel and Examining
     Personnel


Information is being received that Focus International, Ltd. an
offshore registration in Dominica, West Indies, operating from
Antigua, West Indies, is soliciting deposits on the Internet. 
Such deposits do not have the protection of the Federal Deposit
Insurance Company.  Further, the subject entity is not
authorized, supervised or regulated by any U.S. financial
institution.  The Idaho Department of Finance has issued a Cease
and Desist Order. 

It is urged that careful due diligence be conducted before any
involvement occurs relative to this subject matter.  

Any information which you may have concerning this matter should
be brought to the 
attention of:

                    Office of the Comptroller of the Currency
                    Enforcement & Compliance Division
                    250 E Street, SW
                    Washington, DC  202l9
                    Fax (202) 874-5301



                                                    
Daniel P. Stipano
Director
Enforcement & Compliance Division                                 
   
Date: October 10, 1997