Corporate Applications:
June 2001

IN THIS ISSUE:

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Comptroller's legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Bank Organization and Structure. The list of CRA Ratings is from the Communications Division. For copies of the CRA evaluations, you may either contact the bank directly, or you may write to the Office of the Comptroller of the Currency (OCC) in any of three ways: by mail to the OCC, Attn: Public Information Room, Mail Stop 1-5, Washington, D.C. 20219; by fax to (202) 874-4448; or by e-mail to FOIA-PA@occ.treas.gov. You may also write to the OCC for copies of enforcement actions and charters with standard conditions.

Members of the news media are encouraged to cite the letter number when reporting or summarizing documents from this package. This helps us to process single requests based upon your citation in a more timely manner.

Interpretive Letters

Letter No.	Topic
910	Interagency letter interprets the privacy provisions of the Gramm-Leach-Bliley Act and implementing regulations. Letter discusses the limited circumstances under which customer account numbers can be shared for marketing purposes. 05/25/2001

Corporate Decisions

Letter No.	Topic
2001-11	Application to establish a new national bank with the title of Community Bank of Orange, National Association, Middletown, New York. (Control Number 2000 NE 01 0030), WORD 05/09/2001
2001-12	Application of First National Bank of Phillips County, Helena, Arkansas, to purchase certain assets and assume certain liabilities of the West Helena and Marvel, Arkansas branches of Union Planters Bank, N.A., Memphis, Tennessee, under the title and charter of First National Bank of Phillips County, Helena, Arkansas. (Control Number 2001 SE 02 007), WORD 05/23/2001
2001-13	Application to establish a new national bank with the title of First National Bank of Baldwin County, Foley, Alabama. (Control Number 2000 SE 01 0001), WORD 05/25/2001
2001-14	Application by Unity National Bank, Cartersville, Georgia, to establish a branch at 42 Three Rivers Drive, N.E., Rome, Georgia. (Control Number 2001 SE 05 0054), WORD 05/31/2001
2001-15	Application by First National Bank, Goodland, Kansas, to purchase and assume the Oberlin and Colby, Kansas branches of Commercial Federal Bank, Omaha, Nebraska. (Control Number 2001 WE 02 0014), WORD 05/31/2001

Approvals with conditions enforceable under 12 U.S.C. 1818

Letter No.	Topic
469	Application to charter Florida Coastline National Bank, Miami, Florida. (Control Number 2000 SE 01 0002), WORD 05/30/2001

Charters with standard conditions

Each of the following charter application(s) were approved with a standard condition enforceable under 12 U.S.C. 1818 that requires the bank, during the first three years of its operation, to provide notice to the OCC in advance of any significant deviations or changes from its proposed operating plan.

Final Enforcement Actions

Enclosed is a copy of the OCC's news release number 2001-56, announcing the availability of enforcement actions. Copies of the final actions are available by writing to the OCC, Public Reference Room, Mailstop 1-5, Washington, D.C. 20219. When ordering, specify the appropriate enforcement action number.

COMMUNITY REINVESTMENT ACT (CRA) Performance Evaluations

Enclosed is a list of CRA performance evaluations that became public during the period of May 15 through June 14.

INTERPRETATIONS AND ACTIONS is published monthly by the Office of the Comptroller of the Currency. Subscriptions are available at a rate of $175 per year by writing to the Comptroller of the Currency, P.O. Box 70004, Chicago, IL 60673-0004. Prepayment is requested. Suggestions, comments or questions may be sent to Jacqueline J. England, Communications Division, Mailstop 3-2, Comptroller of the Currency, Washington, DC 20219.