The term "discrimination" shall mean any difference in treatment, terms, conditions, or practices based on race, color, age*, religion, sex, national origin or ancestry, or physical disability. You may have been discriminated against, if:

1. You are treated differently from others in a similar situation; and
2. You are harmed by the treatment, and
3. The treatment is based on your being a member of a protected class (i.e., race, color, religion, sex, age*, national origin or ancestry, and physical disability).

*Not applicable in housing or public accommodations