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      Free Annual Credit Reports
 Official seal of the Federal Trade Commission Important information from the Federal Trade Commission, the nation’s consumer protection agency: annualcreditreport.com is the ONLY authorized online source for you to get a free credit report under federal law. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report.
Radio PSAs


Free Credit Check
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Check your credit for free: Under federal law, you’re entitled to a FREE copy of your credit report once every 12 months. Log on to annualcreditreport.com, or call 877-322-8228.

Your credit report is an important document. What it says can influence whether you get a loan, how much you’ll pay, and in some cases, whether you get a job.

A reminder from the Federal Trade Commission, the nation’s consumer protection agency.
:30
It’s important to check your credit report for accuracy from time to time. Your credit history affects your ability to get a loan, how much you’ll pay, and in some cases, whether you get a job. Under a new federal law, you’re entitled to a FREE copy of your credit report once every 12 months. Log on to annualcreditreport.com, or call 877-322-8228.

A reminder from the Federal Trade Commission, the nation’s consumer protection agency.
:15
Check it out! Under a new federal law, consumers are entitled to a FREE copy of their credit report once every 12 months. Log on to annualcreditreport.com, or call 877-322-8228.

A reminder from the Federal Trade Commission, the nation’s consumer protection agency.

No Solicitations
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You can get a FREE copy of your credit report once every 12 months. Call 877-322-8228 or log on to annualcreditreport.com, the ONLY authorized online source for your free annual credit report.

Be wary of imitators or spam. annualcreditreport.com will NEVER send you an email solicitation for your free annual credit report, or use pop up ads. If you get an email or see a pop up about this service, it’s probably a scam.

A message from the Federal Trade Commission, the nation’s consumer protection agency.
:15
You can get a FREE copy of your credit report once every 12 months. Call 877-322-8228 or log on to annualcreditreport.com, the ONLY authorized online source for your free annual credit report.

They’ll never use email solicitations or pop up ads, so be on the lookout for imitators who may be running a look-alike scam.

A message from the Federal Trade Commission, the nation’s consumer protection agency.

One Authorized Source
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Free Annual Credit Reports: There’s only one authorized online source for you to get a free copy of your credit report once every 12 months. It’s annualcreditreport.com. That’s annualcreditreport.com.

Beware of other sites claiming to offer the same service. They’re probably scams. Log on to annualcreditreport.com, the one and ONLY authorized source for your free annual credit report.

A message from the Federal Trade Commission, the nation’s consumer protection agency.
:15
Free Annual Credit Reports: There’s only one authorized online source for you to get a free copy of your credit report once every 12 months. That’s annualcreditreport.com. Beware of other sites that may look and sound the same. They could be scams.

A message from the Federal Trade Commission, the nation’s consumer protection agency.

"free credit report"
"free credit score"
"free credit check"
"one free credit report"
"free credit report online"
"free credit monitoring"
"free credit rating"
"free credit history"

If you used terms like these in an online search engine to find out about your right to a free annual credit report, you may have unintentionally ended up on a site that charged a fee for its products or services.

File a Complaint
The FTC wants to hear from you if you paid for what you thought was your free annual credit report.

SPAM
The FTC also wants you to forward us any unsolicited emails you’ve received offering you a free annual credit report. Send them to spam@uce.gov.

annualcreditreport.com
will NEVER send you an email solicitation for your free annual credit report, or use pop up ads.