There are a number of homeowners programs that assist low-income individuals, with or without disabilities, with down payment assistance, low interest loans, tax credits, etc. The best place to call for information is the Indiana Housing and Community Development Authority. IHCDA can provide you with brochures about their various programs and local contacts. Call 800-872-0371 or 317-232-7777, or check out the information online at ihcda.in.gov/

Habitat for Humanity is another organization that may help. Habitat uses volunteer labor and tax-deductible donations to build and rehabilitate houses with the help of the low-income homeowner (partner) families. Habitat houses are sold to partner families at no profit, and financed with affordable, no-interest loans. Indiana has 68 local affiliates. Go to www.habitat.org/cd/local/ for information about the affiliate near you. You may also send your name and address in an e-mail to public_info@habitat.org, or contact the Habitat Help Line at (800)422-4828.